Business accounts
Settlement accounts for PSPs, exchangers and merchants.
Atlantic Union Bank
Atlantic Union Bank is a US bank offering Flex Business Checking and the interest-bearing Flex Business Checking Plus. The bank's profile also lists Sandy…
ATB Financial
ATB Financial is a provincial financial institution in Alberta, Canada, that offers business operating accounts and mobile banking. Its products are primarily…
Associated Bank
Associated Bank, National Association, is a US bank that offers three business checking accounts: Business Access Checking, Business Balanced Checking and…
Arival Bank
Arival Bank is an international financial entity in Puerto Rico, Arival Bank International Corp., supervised by OCIF under licence IFE-065. It serves global…
ANZ
ANZ offers business transaction accounts in Australia, in Australian dollars, built around two products: Business Essentials and Business Extra. They are…
AMINA Bank
AMINA Bank is a Swiss bank, AMINA Bank AG, based at Kolinplatz 15 in Zug and regulated by FINMA. It was previously known as SEBA Bank. It combines corporate…
Ameris Bank
Ameris Bank is a US bank offering three business checking accounts: Business Essential Checking, Business Analysis Checking and Business Checking with…
Altery
Altery provides electronic payment accounts and money transfers through two licensed entities. Altery Ltd is the UK electronic money institution, listed under…
Allica Bank
Allica Bank is a UK bank whose legal entity is Allica Bank Limited, company number 07706156, with financial services register number 821851. It is authorised…
Aljazira Bank
Aljazira Bank, referred to as Bank AlJazira, is a Saudi bank that provides POS merchant acquiring to businesses and also offers business accounts. The bank…
Al Rajhi Bank
Al Rajhi Bank is a Saudi bank, whose legal entity is Alrajhi Banking & Investment Corp., that provides merchant acquiring and business accounts. Its published…
AIB
AIB is an Irish bank whose legal entity is Allied Irish Banks, p.l.c., founded in 1966 and based at 10 Molesworth Street, Dublin 2. Its business offer centres…
AfrAsia Bank
AfrAsia Bank is a bank based in Mauritius that provides business accounts for companies. The address given for the bank is AfrAsia Tower, Tribeca Central…
Access Bank Nigeria
Access Bank Nigeria is a bank that serves businesses and offers merchant acquiring alongside corporate banking. Its materials list POS acquiring, acquirer BIN…
KBC
KBC is a Belgian bank. Its KBC Corporate Account is intended for the day-to-day financial management of a company. The legal entity is KBC Bank NV, part of KBC…
KASIKORNBANK
KASIKORNBANK, known as KBank, signs card acceptance agreements with merchants through K-Payment Gateway for websites and apps. The legal entity is KASIKORNBANK…
Juni
Juni offers multi-currency business accounts, cards and settlements for companies, with integration to the Fortnox accounting system. The legal entity is Juni…
Januar
Januar is a Danish payment institution and MiCA CASP specialising in accounts for crypto companies. The legal entity is Januar ApS in Copenhagen, supervised by…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.