Business accounts
Settlement accounts for PSPs, exchangers and merchants.
Itaú Unibanco
Itaú Unibanco offers business accounts in Brazil in two forms: the traditional Conta PJ and the digital Emps account for eligible companies with a single…
ISX Financial
ISX Financial offers corporate e-money accounts, open banking and payment processing through ISXMoney, ISXPay and PaidBy. The group is Xryma Plc Group, and the…
Investec South Africa
Investec South Africa offers the Investec Private Business Account, designed for privately owned companies whose owners are already personal clients of…
Intesa Sanpaolo
Intesa Sanpaolo offers Conto BusinessInsieme, a business current account with three pricing levels based on transaction intensity. The legal entity is Intesa…
Interbank Perú
Interbank Perú offers Interbank Cuenta Negocios, a digital current account in Peruvian soles (PEN) and US dollars (USD) for eligible entrepreneurs and…
InCore Bank
InCore Bank is a Swiss B2B bank for banks, financial intermediaries and companies. The legal entity is InCore Bank AG, regulated by FINMA. Services Its modular…
IFX Payments
IFX Payments runs the ibanq platform for multi-currency business accounts, named virtual IBANs, sub-accounts and mass payouts. The UK entity is IFX (UK) Ltd…
ICICI Bank
ICICI Bank is an Indian bank with a merchant acquiring offer, business accounts and escrow services. Merchant acquiring The bank offers Eazypay POS with a…
ibsettle
ibsettle provides e-money accounts for companies and individuals, allowing them to receive, hold, exchange and send funds. The legal entity is ibsettle UAB…
iBanFirst
iBanFirst is a payment institution for international business settlements. The Belgian entity, iBanFirst S.A., is supervised by the National Bank of Belgium…
I&M Bank Kenya
I&M Bank Kenya offers the I&M Business Current Account for companies in Kenya, denominated in Kenyan shillings (KES). Account terms The opening deposit is KES…
Huntington Bank
Huntington Bank offers three business checking products: Business Checking 100, Unlimited Business Checking and Unlimited Plus Business Checking. The legal…
HSBC UK
HSBC UK offers business banking for companies and charities in the United Kingdom. The legal entity is HSBC UK Bank plc, company number 09928412, with…
Handelsbanken UK
Handelsbanken UK offers a Business Current Account served by a local team that provides personal support. The legal entity is Handelsbanken plc, a subsidiary…
Hancock Whitney Bank
Hancock Whitney Bank offers three business accounts with different transaction allowances: Essential Checking, Preferred Checking and Interest Checking…
Hamburger Sparkasse (Haspa)
Hamburger Sparkasse (Haspa) offers business current accounts under the BusinessKonto name in three packages: Kompakt, Komfort and Komplett. The legal entity is…
Guru Pay
Guru Pay provides payment accounts with dedicated IBANs for companies and private clients. The legal entity is UAB Guru Pay, an electronic money institution…
Grasshopper Bank
Grasshopper Bank, N.A. offers banking-as-a-service, API banking and accounts for small businesses, startups and fintech partners. Its address is in New York…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.