ATB Financial

ATB Financial is a provincial financial institution in Alberta, Canada, that offers business operating accounts and mobile banking. Its products are primarily offered to Alberta residents and to businesses operating in the province.

Account levels Three operating accounts differ by level of service: Business Self-serve Account, Business Plus Account and Business Premium Service Account. The self-serve option suits companies that handle most banking themselves, and Premium Service adds more support from the bank. ATB Business Mobile is the app used to manage day-to-day operations, such as checking balances and moving money.

Specialist options The bank also publishes industry-specific accounts and solutions for start-ups, so a new Alberta business can start with a product built for its sector instead of a generic account.

Deposit guarantee ATB deposits are not covered by CDIC. Instead, under the ATB Financial Act, repayment of deposits and payable interest is guaranteed by the Crown in right of Alberta. This is a statutory provincial guarantee and differs from the federal scheme used by most Canadian banks.

Terms Monthly fees, transaction allowances and eligibility details are not set out in the material and should be taken from the bank's current tariff.