Business accounts
Settlement accounts for PSPs, exchangers and merchants.
GLS Bank
GLS Bank is a German cooperative bank whose legal entity is GLS Gemeinschaftsbank eG, based in Bochum and supervised by BaFin. Its product for companies is GLS…
Glacier Bank
Glacier Bank offers three business checking products: Totally Free Business Checking, Simply Business Checking and Commercial Checking. Accounts and fees…
Genome
Genome is a licensed European financial platform offering business accounts, acquiring and partner payment solutions. The operating entity is UAB Maneuver LT…
GCB Bank
GCB Bank PLC is a Ghanaian bank that serves businesses, societies and corporate clients with current accounts. Its head office is in Accra. Accounts Two…
FV Bank
FV Bank is a Puerto Rico international financial entity serving fintech and blockchain companies, licensed under OCIF registration IFE-063. The legal entity…
Fulton Bank
Fulton Bank, N.A. offers business checking designed around the operating needs of companies: Commercial Analyzed Checking, Commercial Interest Checking and…
Frost Bank
Frost Bank is a US bank with three business checking products: Frost Business Checking, Frost Business Checking Plus and Frost Analyzed Checking, the last of…
Freemarket
Freemarket is a payments provider for cross-border business settlements, with payment accounts, currency conversion and an API. The UK entity is FreemarketFX…
FNB South Africa
FNB South Africa is the banking offering of FirstRand Bank Limited, trading as First National Bank, a division of the FirstRand group. Its address is in…
FirstBank Nigeria
FirstBank Nigeria offers business bank accounts for day-to-day company operations in Nigeria. The legal entity named is First Bank of Nigeria Limited. Accounts…
First Internet Bank
First Internet Bank provides banking infrastructure for fintech partnerships and digital business accounts. It is based in Indiana. Services The listed…
First Horizon Bank
First Horizon Bank offers BizEssentials Checking, an account aimed at small businesses. What the account includes According to the bank, BizEssentials Checking…
First Hawaiian Bank
First Hawaiian Bank is a bank that publishes four business checking products: Business Free Checking, Business Regular Checking, Business Priority Banking Gold…
First Citizens Bank
First Citizens Bank is a US bank that offers business checking in several tiers, from a basic account to treasury-oriented packages. Account tiers The range…
First Abu Dhabi Bank
First Abu Dhabi Bank PJSC, commonly called FAB, offers three business bank accounts: Business Basic, Business Advantage and Business Preferred. The packages…
FinXP
FinXP offers corporate euro IBANs, card programmes and settlement infrastructure for companies and financial platforms. The operating entity is FinXP Limited…
Finseta
Finseta offers multi-currency accounts, international and mass payments, and payment cards to businesses and private clients. The service previously operated…
Finom
Finom provides business accounts for European companies and freelancers, with a local IBAN, payments, invoicing and accounting integrations. The listed…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.