Business accounts
Settlement accounts for PSPs, exchangers and merchants.
PingPong
PingPong provides businesses with global accounts, FX, payouts, cards and online payment acceptance, with a link to the Chinese market. The platform API…
Public Bank
Public Bank is a Malaysian bank whose offering covers merchant acquiring and business bank accounts. Through the acquiring service, a company accepts card…
RHB Bank
RHB Bank is a Malaysian bank that provides businesses with merchant acquiring and business accounts. Its services cover POS and e-commerce acceptance as well…
Tranglo
Tranglo provides international payouts for money-service businesses, and Tranglo Business for corporate clients. The business product includes virtual…
Tyl by NatWest
Tyl by NatWest is the merchant acquiring offering of National Westminster Bank plc, part of the NatWest group, for businesses in the United Kingdom. It takes…
UnionBank of the Philippines
UnionBank of the Philippines is a Philippine bank that offers business accounts, corporate cash management, mobile cheque deposits and payroll. It also…
United Bank / UBL
United Bank / UBL (United Bank Limited) is a Pakistani bank that offers businesses POS acquiring and an internet payment gateway. Connecting the online gateway…
Wallex
Wallex is a B2B payment service from M-DAQ Global for cross-border transfers, local collection and FX in Asia. The contracting entity is M-DAQ Payment…
Wise
Wise is an international payments service whose business offering combines a multi-currency payment account, FX, international transfers and batch payouts. The…
WorldFirst
WorldFirst is a cross-border payments service for businesses, founded in 2004. Its main product is the multi-currency World Account, used to receive revenue…
xpate
xpate is a payments group that combines business payment accounts with payment acceptance, including for regulated industries. It offers business accounts…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.