Business accounts
Settlement accounts for PSPs, exchangers and merchants.
Banco Supervielle
Banco Supervielle is an Argentine bank, Banco Supervielle S.A., with CUIT 33-50000517-9 and its address at Reconquista 330 in Buenos Aires. It provides…
Banco Sabadell
Banco Sabadell is a Spanish bank, Banco de Sabadell, S.A., supervised by the Banco de España (bank code 0081) with registered offices at Plaça de Sant Roc 20…
Banco Rendimento
Banco Rendimento is a licensed Brazilian bank that offers businesses banking and payment solutions, including API integrations for partners. Its website is in…
Banco Original
Banco Original is a Brazilian bank that now focuses on corporate, middle-market and agribusiness clients. It publishes documents for PJ accounts, the business…
Banco Macro
Banco Macro is an Argentine bank that offers business accounts, bulk payments, eCheq and the corporate online banking service Banca Internet Empresas. Accounts…
Banco Inter
Banco Inter is a Brazilian bank, also branded Inter Empresas, that offers a digital business account, the Conta PJ. It supports Pix, TED and boleto payments…
Banco Inbursa
Banco Inbursa is a Mexican bank that offers the Inbursa Cuenta Empresarial, a business current account in Mexican pesos. The product combines the account…
Banco Galicia
Banco Galicia is an Argentine bank that publishes Plan Free, a business account aimed at small and medium-sized enterprises. The account can be held in…
Banco do Brasil
Banco do Brasil offers two business accounts in Brazilian reais, split by the structure of the company: PJ Digital and Conta Empresa. PJ Digital This is the…
Banco de Occidente Colombia
Banco de Occidente Colombia is a Colombian bank that offers business current accounts, collections and business payments. Its main product for companies is the…
Banco de Crédito e Inversiones
Banco de Crédito e Inversiones, branded as Bci, is a Chilean bank that offers business accounts, digital payments and a business debit card. Two accounts are…
Banco de Crédito del Perú
Banco de Crédito del Perú, known as BCP, is a Peruvian bank (RUC 20100047218). Its head office is at Centenario 156, La Molina, Lima. The bank offers the…
Banco de Chile
Banco de Chile is a Chilean bank that offers business accounts, business debit cards and the Mi Banconexión online banking service. Two account options are…
Banco BS2
Banco BS2 is a Brazilian bank that offers a business account in Brazilian reais and corporate foreign-exchange services. Its website is in Portuguese. Conta PJ…
Banco BPM
Banco BPM is an Italian bank, Banco BPM S.p.A., headquartered at Piazza Filippo Meda 4 in Milan. For small and medium-sized companies with active settlements…
Banc of California
Banc of California is a US bank offering four business checking accounts: Small Business Checking, Business Checking, Business Interest Checking and Analyzed…
Axos Bank
Axos Bank is a US digital bank offering Basic Business Checking and Business Interest Checking. Both accounts are fully online, with wire transfers and mobile…
Avidia Bank
Avidia Bank is a licensed US bank that offers sponsorship services to payment companies: card issuing sponsorship, acquiring sponsorship, ACH sponsorship and…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.