Business accounts
Settlement accounts for PSPs, exchangers and merchants.
Citizens Bank
Citizens Bank, operating as Citizens Bank, N.A., serves US businesses with checking and savings accounts and also acts as an escrow agent. Business accounts…
Citi
Citi offers small businesses checking accounts, term deposits, credit products and digital money management through Citibank, N.A. It also has an…
Citadele banka
Citadele banka is a Latvian bank headquartered at Republikas laukums 2A in Riga, offering services to businesses in the Baltic states. Its legal entities and…
CIBC
CIBC, legally Canadian Imperial Bank of Commerce, offers business banking in Canada through a set of operating accounts and online tools. Accounts The bank…
Choice Bank
Choice Bank provides banking-as-a-service sponsorship and banking services to fintech partners, and it also offers business accounts. Its fintech activity runs…
China CITIC Bank International
China CITIC Bank International is a Hong Kong-based bank, organised as a limited company, that provides commercial accounts for companies. For eligible small…
CentralPay
CentralPay is a French electronic money institution authorised by the ACPR, with licence reference 17138, according to the provider's official website. It…
Cathay Bank
Cathay Bank is a bank offering business checking and treasury services to commercial clients. Its business accounts include Advanced Business Checking…
Capitec Business
Capitec Business is the business banking arm of Capitec in South Africa, offering accounts denominated in ZAR. The profile also covers the former Mercantile…
Capital One
Capital One is a US bank, operating through Capital One, N.A., that offers deposit accounts for businesses. Its small-business range covers checking and…
CaixaBank
CaixaBank is a Spanish bank operating as CaixaBank, S.A., with its registered address at Calle Pintor Sorolla 2–4 in Valencia. It lists NIF A08663619 and Banco…
Caixa Geral de Depósitos
Caixa Geral de Depósitos is a Portuguese joint-stock bank (S.A.) headquartered at Avenida Dom João II 1, Lisbon. It is supervised by Banco de Portugal and…
bunq
bunq is a Dutch bank that provides business accounts through its entity bunq B.V., supervised by De Nederlandsche Bank. The company lists registration numbers…
BTG Pactual Empresas
BTG Pactual Empresas is the business banking offer of BTG Pactual for Brazilian companies. It centres on the Conta PJ, a corporate account that the bank lists…
Bank Albilad
Bank Albilad is a Saudi bank that opens digital business current accounts for establishments and single-owner companies. For eligible entities the account can…
Bank ABC
Bank ABC is the trading name of Arab Banking Corporation B.S.C., a conventional wholesale bank in Bahrain, founded in 1980 and regulated by the Central Bank of…
Bancolombia
Bancolombia is a Colombian bank, Bancolombia S.A., that explicitly offers adquirencia (merchant acquiring) as well as business current accounts. Its services…
BancoEstado
BancoEstado is a Chilean bank that offers business accounts for micro-enterprises in Chilean pesos. Its Cuenta Emprendedor and Cuenta PyME vista are sight…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.