Overview
Krungsri / Bank of Ayudhya is a Thai bank offering merchant acquiring to businesses. The operating entity is Bank of Ayudhya Public Company Limited, which trades under the Krungsri brand.
Acquiring products The bank lists four elements of its acquiring offer: - Krungsri EDC, the card terminal for in-store payments; - Krungsri Quick Pay; - Krungsri E-Payment, for online acceptance; - the Merchant Acquiring Portal, where merchants follow settlement information on their card transactions.
The bank publishes a separate application form for connecting to the portal.
Bank acquiring versus aggregators An acquiring bank contracts with the merchant directly and credits proceeds to the merchant's own account, without an intermediary. That usually means more thorough checks at onboarding, in return for a direct relationship with a financial institution.
Coverage and points to clarify Krungsri serves merchants in Thailand. Pricing, settlement timing, entity requirements and the integration format for a website are not stated in the source data, so a foreign company should ask whether a local current account is required before applying.
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