Open banking
Pay-by-bank and A2A payments.
Zoompay pays partners a lifetime share of transactions in Brazil
Zoompay is looking for companies and specialists in Brazil who will bring merchants to it. The headline condition is recurring income: the partner earns a share of referred clients' transactions for…
Looking for:Payment providers
Z.ro seeks fintech partners for BaaS and business representatives
Z.ro is recruiting partners along two lines. The first is technical: companies use Z.ro infrastructure to launch financial products. The second is commercial: business representatives promote the…
Looking for:Payment providersMerchants
Worldpay invites ISOs, resellers and platforms to its partner program
Worldpay is open to many kinds of partners, from those who simply refer merchants to platforms ready to build payments into their product. The model is chosen to fit the partner's goals. Who is…
Looking for:TeamsTradersPayment providers
Worldline recruits partners for its Nordic program
Worldline is expanding its partner network in the Nordic countries and invites three types of participants. Each track serves a different goal, from a simple client referral to running your own…
Looking for:TeamsTradersPayment providers
WorldFirst seeks partners to promote its multi-currency World Account
WorldFirst invites companies that work with sellers and exporters to offer their clients the World Account. It is a multi-currency account for cross-border business: clients pay overseas suppliers…
Looking for:Payment providers
Wise pays partners for new international transfer customers
Wise lets companies and individual creators earn by recommending its international money transfer service. A partner places a tracked link wherever they have an audience and earns commission for…
Looking for:Payment providers
Windcave seeks integrators for online, POS and unattended payments
Windcave is recruiting developers to build its payments into their products. A Windcave integration via API covers three channels: online stores, points of sale and unattended scenarios with no…
Looking for:MerchantsPayment providers
Whizmo recruits digital wallet agents in Kenya
Whizmo Kenya invites individuals and small businesses to become digital wallet agents. A Whizmo agent in Kenya offers customers products and services from the wallet's partners and earns commission…
Looking for:TeamsTradersPayment providers
Vegaah seeks referral partners for its payment gateway
Vegaah invites individuals and companies to recommend its payment solutions and earn commission. This suits anyone whose clients need a payment gateway with an API. Who is wanted individual referral…
Looking for:Payment providers
US Card Solutions invites agents and sub-ISOs in the US
US Card Solutions invites agents and payment companies in the United States to grow a merchant portfolio under their own brand. Partners receive white-label solutions, underwriting and equipment…
Looking for:TeamsTradersPayment providers
Unity Payments recruits ISOs to onboard merchants
Unity Payments is looking for independent sales organizations that bring merchants to its card acquiring. The model is built around partner autonomy: the ISO submits applications online, manages…
Looking for:TeamsTradersPayment providers
UniqPay seeks referral and white-label partners for up to 25%
UniqPay is recruiting two kinds of partners: referral and white-label. The company offers up to 25% on eligible referred volume, a dedicated dashboard and help with promotion. Who is wanted…
Looking for:TeamsTradersPayment providers
Tyro invites POS developers and referral partners in Australia
Tyro is openly recruiting partners to bring its payments to Australian businesses. Partners can embed payment acceptance in their own software or recommend Tyro to clients, backed by an API and the…
Looking for:TeamsTradersPayment providers
Taxi Payments seeks referrers to get UK taxi drivers accepting cards
The Taxi Payments partner program is for anyone who can bring UK taxi drivers to card acceptance. The partner recommends the service, and Taxi Payments processes applications and sets drivers up…
Looking for:Payment providers
Stripe invites service firms, SaaS and developers to its partner program
The Stripe partner program brings together companies that build solutions on Stripe, embed payments into their products and take part in joint sales and marketing. It has several tracks with…
Looking for:Payment providers
StablecoinX seeks technology partners for stablecoin payments and cross-chain settlement
The StablecoinX partner program is for developers and platforms embedding stablecoin payments into their products. Everything connects through a single integration, including via MCP. Who is invited…
Looking for:TeamsTradersPayment providers
Square invites developers and referrers: App Marketplace, integrations and referrals
The Square partner program has three tracks: publishing apps in the Square App Marketplace, building custom integrations for merchants, and bringing new businesses to Square. Each fits a different…
Looking for:Payment providers
SpicePay pays affiliates 25% of net profit on merchants' crypto transactions
The SpicePay partner program is for affiliates and representatives who bring merchants to its crypto payment gateway. The partner earns a share of SpicePay's net profit on referred clients'…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.