Open banking
Pay-by-bank and A2A payments.
Personal-finance SaaS seeks one gateway for Pakistan and international customers
Umar Barlas is building a personal-finance SaaS and is choosing a payment gateway for Pakistan that can also take payments from customers abroad. The author is comparing Safepay, Paddle and 2Checkout…
Looking for:Payment providers
King Global invites Indian PSPs and processing teams
King Global is expanding its partner network in India. The company invites payment providers, along with processing and integration teams, to serve international merchants. Capabilities needed UPI…
Looking for:Payment providersTeams
FuturaPay seeks MTN and Orange Money operators and aggregators in Africa
FuturaPay is building mobile money infrastructure in Africa and recruiting local partners country by country. It wants companies whose connection is already live in production, not just planned. Who…
Looking for:Payment providersTeams
Adult XenForo forum needs SBP, international cards and USDT
The team behind an adult forum built on XenForo is looking for a payment provider. The site is not named; judging by the methods, the audience is largely Russian. Methods SBP, Russia's fast payment…
Looking for:Payment providers
Local PSPs and payouts for iGaming projects in Asia, LATAM and Africa
A representative of an iGaming platform whose name is under NDA is looking for local PSPs for iGaming projects in the pipeline. Gateways, processing and payout partners are needed across several…
Looking for:Payment providers
Store with US and Swiss offices wants UPI for buyers in India
An online store with offices in the US and Switzerland needs UPI for a foreign store: a large share of its buyers are in India and are used to paying with UPI. The available WooCommerce plugin fails…
Looking for:Payment providers
Indian SaaS seeks a Razorpay alternative for international payments
A registered SaaS company in India is looking for a Razorpay alternative for international card acceptance. The trigger was 25 failed international payments in 30 days. No publication date is given…
Looking for:Payment providers
US company seeks local payment acceptance in Pakistan
The owner of a Delaware-registered software company wants Easypaisa and JazzCash acceptance and other local payment options for clients in Pakistan. Stripe already covers international customers, but…
Looking for:Payment providers
TRILLON seeks local pay-in / pay-out in South Korea
TRILLON (TRILLON S.A.S.) is looking for local collection and payout providers for South Korea. Malaysia, Brazil and Argentina are the current priority, and Korea is explicitly named as the next…
Looking for:Payment providers
ETO Payments seeks PSPs, wallets and acquirers in China
ETO Payments (with a Dubai page) is looking for licensed PSPs, wallet providers and acquirers in China. The connections are for international merchants selling to Chinese buyers. No publication date…
Looking for:Payment providers
UPI Native Intent with T0 settlement, API and H2H wanted
This is a request for UPI Native Intent with H2H. The author needs native UPI Intent, T0 settlement, collection and payout APIs and host-to-host integration. Processing must also scale. No…
Looking for:Payment providers
Platform needs UPI Intent for Android and iOS with API and reconciliation
A platform team needs UPI Intent for Android and iOS: payment through a deep link into the UPI app on both mobile systems, plus a full developer toolkit. The company is not named and no publication…
Looking for:Payment providers
Processing partner wanted for a multi-merchant gateway in India
The author is building a multi-merchant gateway for India and is looking for a processing partner. A wide range of methods is required, domestic and international payments, plus help with merchant…
Looking for:Payment providers
FinBridgeX seeks licensed RTGS partners in India
A representative of FinBridgeX Technologies is looking for RTGS partners in India: licensed firms that move large business payments with robust KYC / AML and transaction monitoring. An agent model is…
Looking for:Payment providers
Axiron seeks processing teams and Indian pay-in / payout providers
Axiron is looking for partners on two fronts. First, experienced teams with real processing capacity. Second, Indian collection and payout providers working with UPI, bank transfers, wallets and…
Looking for:Payment providers
CossPay seeks ready Indian solutions for collections, payouts and UPI
CossPay is entering the Indian market and wants ready payment solutions: collections, payouts, UPI or a gateway with reliable settlement. Direct integration is preferred, but a lawful partnership…
Looking for:Payment providers
Wocpay seeks banks, PSPs and wallets in South Asia and Saudi Arabia
Payments company Wocpay is looking for banks, licensed PSPs, acquirers and wallet providers in South Asia and Saudi Arabia. Later posts name Bangladesh and Nepal as the priority. The company is open…
Looking for:Payment providers
UPI and connected banking wanted in India: pay-in, payout and T0 settlement
This is a request for UPI with T0 settlement in India. The author needs collections and payouts via UPI and connected banking, quick onboarding and same-day funds. They are ready for a site visit and…
Looking for:Payment providers
Upcoming events: Open banking
All upcoming eventsRelated subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.