Open banking
Pay-by-bank and A2A payments.
Seeking a provider with local payment methods in Ethiopia
The requester is preparing to expand into Ethiopia and needs payments in Ethiopia through a working provider or a local method. The aim is to actually collect money from local users in the national…
Looking for:Payment providers
Online course seller seeks cards, payment links and instalments after bans
A course creator needs a new payment provider after account bans at Stripe and PayPal. The requirements are card acceptance, payment links and instalments split into three or four payments or over a…
Looking for:Payment providers
Domestic payment acceptance in China for several products, no company
The author is looking for reliable domestic acceptance of payments in China for several of his products. International buyers are already covered through Creem, but there is no working solution for…
Looking for:Payment providers
Indian kitchenware exporter wants a checkout cheaper than PayPal
An Indian kitchenware and drinkware store already selling abroad is looking for a PayPal alternative for exporters. Three criteria matter: lower cost, smaller currency conversion losses and higher…
Looking for:Payment providers
Digital product seller explores MoR alternatives to Paddle
A digital product seller ran into a payout problem and received a reply from the provider. Now the author is separately exploring Paddle alternatives, not because payouts necessarily remain blocked…
Looking for:Payment providers
Bangladesh WordPress theme seller seeks international payment acceptance
The CodexUp team in Bangladesh sells WordPress themes, plugins and development services and is looking for lawful international payment acceptance for its WooCommerce store. The request was posted in…
Looking for:Payment providers
Seeking PSPs currently onboarding merchants under a Merchant of Record model
Monepik and consultant James Banguy are looking for Merchant of Record providers: PSPs that are currently open to new merchants and ready to serve them under this model. The request was published in…
Looking for:Payment providers
Digital goods seller needs UPI acceptance with EUR, USD or GBP settlement
An established online business selling digital goods is losing customers from India, where many people pay with UPI and the seller cannot offer it. The request was published in July 2026. What the…
Looking for:Payment providers
Small travel agency looks for an online gateway with installments
A developer building a website for a small travel agency is looking for an installment payment gateway. The agency's customers should pay for trips by card online and, if they want, split the amount…
Looking for:Payment providers
CashToken Rewards seeks a Stripe alternative for global payment acceptance
CashToken Rewards, a rewards platform linked to the Precious Job project, is looking for an alternative way to accept payments globally. Its UK subsidiary set up Stripe but never processed a…
Looking for:Payment providers
Operating e-pin store seeks a gateway with daily settlement
An operating game-code store is looking for an online gateway that pays out to the merchant every day. This matters for the business: the store buys codes from suppliers in advance, and delayed…
Looking for:Payment providers
Paraguayan merchant seeks an international gateway or MoR with USD pricing
A merchant in Paraguay is looking for an international payment gateway or a Merchant of Record service to sell to buyers abroad. Prices at checkout should be shown in US dollars, and revenue should…
Looking for:Payment providers
UK SaaS marketplace seeks an additional payment processor
A UK SaaS marketplace is looking for a marketplace processor to add alongside its current one, and expects efficient onboarding that stays compliant. The request was published in July 2026. About the…
Looking for:Payment providers
UK gaming-items marketplace seeks startup-friendly high-risk acquiring
A UK marketplace for digital gaming goods is looking for gaming marketplace acquiring from a provider willing to work with startups. It plans to sell virtual items and game accounts, and the founder…
Looking for:Payment providers
PSP for iGaming in Africa, the Gulf and international markets
The requester is looking for an iGaming PSP for Africa and the Gulf, as well as other international markets. The provider should cover three payment types at once: cards, local methods and crypto…
Looking for:Payment providers
Ecommerce platform seeks an acquirer for vape and peptide merchants
An ecommerce platform is looking for an acquirer for merchants that sell vapes and peptides marketed for laboratory use. This is one request from the platform, not 60 separate leads: the 60-plus…
Looking for:Payment providers
Prelaunch fiat wallet seeks a sponsor bank for transfers to Central Africa
A fiat wallet team preparing for launch is looking for a sponsor bank (sponsor / FBO bank) together with remittance infrastructure. The corridors run from the United States and France to Central…
Looking for:Payment providers
Agriloom seeks payment partners for buyer collections and farmer payouts in Kenya
Agriloom from Kenya is looking for payment partners for its agribusiness: gateways, mobile money operators, banks and microfinance institutions. Money has to be collected from crop buyers, paid out…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.