Open banking
Pay-by-bank and A2A payments.
EasyReview seeks a Paddle replacement and subscription migration
EasyReview is a SaaS with paying customers. It took payments through Paddle for about three months, but the author says the checkout was stopped. It now needs a new processor and migration of…
Looking for:Payment providers
Dating platform seeks a PSP that accepts its category
The owners of a dating and social discovery platform are looking for a PSP for dating platforms. They need a provider that accepts the category and clear terms for onboarding and pricing…
Looking for:Payment providers
Indian agentic-operations SaaS wants USD subscriptions without a US entity
An Indian SaaS team needs USD subscriptions from India without forming a US company. Its product for agentic operations (process automation with AI agents) is preparing for public launch. The team is…
Looking for:Payment providers
Shopify store on a US LLC seeks an acquirer for European cards
A Shopify store registered as a US LLC is looking for European card acquiring with strong approval rates. Most of its buyers pay with cards issued in Europe, and many acquirers insist on a minimum…
Looking for:Payment providers
US merchant seeks a Merchant of Record for digital orders on Shopify
A US business with both a physical and a digital catalogue is looking for a Merchant of Record for digital goods. The MoR should handle worldwide digital orders and the tax on them, while Shopify…
Looking for:Payment providers
SkyPhoenix seeks processors for traffic in Uruguay, Costa Rica and the Dominican Republic
SkyPhoenix is looking for LATAM payment processing for ready traffic in three countries. Processors and acquirers are asked to send their methods, pricing, limits, settlement terms and available…
Looking for:Payment providers
Web agency wants automatic monthly collections via ACH
A web, SEO and PPC agency needs ACH billing for agencies so that monthly payments arrive on their own. Right now staff chase clients about invoices every month, and the owner wants that to stop…
Looking for:Payment providers
Custom poster seller wants one processor for online and in-person sales
A small art business making custom posters is looking for a payment processor for art sellers that can handle everything in one account. The artwork sells both online and in person, and the owner…
Looking for:Payment providers
Fantasy sports dues platform needs a new processor after a rejection
The service collects entry fees for fantasy sports leagues and distributes the money at the end of the season. The provider the team had planned on declined, so it now needs a new processor. How…
Looking for:Payment providers
Payments for a membership web app: one-off purchases first, then subscriptions
A developer is preparing to launch a membership web app on his own domain and needs a payment provider. The business is not registered, so the solution has to work with his real status. Payment model…
Looking for:Payment providers
Echo Payment seeks local-method providers across Asia and Nigeria
Echo Payment (also known as Echorch) is building a pool of providers to meet stated demand from its merchants in Asia and Africa. The request was published in September 2026 and covers the full…
Looking for:Payment providers
Freelance marketplace seeks licensed custody for disputed funds
A team building a talent and freelance marketplace is looking for escrow for a freelance marketplace: a licensed third party to hold funds. The main goal is to keep money for disputed projects longer…
Looking for:Payment providers
Online exchanger needs international USD card processing with LATAM settlement
An online exchanger is looking for USD card processing for an exchanger: international cards charged in dollars, with settlement in USD, USDT or local Latin American currency. The requester wants a…
Looking for:Payment providers
Retorna seeks fiat collection with stablecoin settlement from Europe to Latin America
The company is looking for a partner on the Europe to Latin America corridor: the Retorna stablecoin request covers fiat collection and settlement in digital dollars. Money is collected in Europe in…
Looking for:Payment providers
Moon seeks payment methods in Guatemala, Bolivia and Venezuela
Moon is looking for local ways to pay in several Latin American countries at once. The priority is three markets where international providers have weak coverage. Countries Guatemala; Bolivia…
Looking for:Payment providers
Crebit seeks additional liquidity partners for settlement
Crebit Pay needs liquidity for cross-border settlement and is looking for additional partners. A Crebit representative said so in a discussion about cross-border settlement in September 2026. What is…
Looking for:Payment providersTeams
Expanding a payment network in Africa: local PSPs wanted
The requester is building an African payment network and invites local PSPs to partner. Providers are asked to share which countries they cover and which pay-in and payout methods they support. What…
Looking for:Payment providers
Indian booking platform seeks split payments and seller payouts
A booking platform in India needs split payments for bookings: each customer payment should be divided automatically between the platform and the service seller. The project is at an early stage. The…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.