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Web agency wants automatic monthly collections via ACH

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Payment methods

ACHBank cardsPayment links & invoicesRecurring payments

Details

Requirements

  • Low-cost ACH debits
  • Credit card acceptance
  • Auto-charge for recurring invoices
  • Backup payment route

A web, SEO and PPC agency needs ACH billing for agencies so that monthly payments arrive on their own. Right now staff chase clients about invoices every month, and the owner wants that to stop.

Requirements - low-cost ACH direct debits from client accounts; - credit card acceptance, since two or three clients insist on paying by card; - automatic charging of recurring invoices; - a backup payment route in case the main one has issues.

Why a backup route matters The author worries that larger payments might be held or frozen. This is a concern, not a current freeze. A second provider protects against all income depending on one account. No processor can be promised to remove holds or chargebacks entirely.

Geography The US ACH network is required. The agency's own location is not stated explicitly.

Not disclosed The agency's name and payment volume are not given. Ask how many retainer clients there are and what a typical invoice looks like.

Who should reply Providers with invoicing, stored client bank details and a low flat ACH rate.

Posted Mid-September 2026.

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