Open banking
Pay-by-bank and A2A payments.
US fantasy-sports startup seeks processing for paid-entry contests
A US fantasy-sports startup is looking for fantasy sports payment processing before its paid feature goes live. It wants a provider that will pre-underwrite paid-entry contests and explain which…
Looking for:Payment providers
Seeking an Indian payment provider
Shanu Jha is looking for a payment provider in India. The request was published in September 2026 and is phrased broadly: the author needs a partner with Indian payment routes rather than one…
Looking for:Payment providers
AVENTADOR recruits trader teams in Uzbekistan, Kazakhstan and Korea
AVENTADOR is looking for local trader teams to process payments in three countries. It is one combined call, so a team can apply for any country where it has capacity. Geography Uzbekistan…
Looking for:Payment providersTeams
Egyptian product seeks USD card acceptance and legitimate local payouts
A developer in Egypt is building a product for overseas customers and is looking for a Merchant of Record for Egypt or another legitimate setup. The goal is to take card payments in US dollars and…
Looking for:Payment providers
Native UPI Intent wanted at 6% with same-day USDT settlement
MERCHANT SERVICES wants a provider offering UPI acceptance in the native Intent format and names its target terms: 6% for processing and payout in USDT on the same day. How the Intent flow works UPI…
Looking for:Payment providers
Ukrainian organisation seeks a gateway for selling a book abroad via Shopify
Centre Dzherelo, a public organisation from Ukraine, wants to sell its printed book to readers in other countries. That calls for an affordable gateway that works with Shopify and onboards a…
Looking for:Payment providers
Team looks for bulk payouts to self-employed contractors
The author, who has worked as a finance director and in IT startups, says the team is interested in bulk payouts to self-employed contractors. The goal is to send rewards regularly to many…
Looking for:Payment providers
Crypto processing for card top-ups via Binance Pay and Bybit Pay
The request comes from an intermediary sourcing a solution for a client running a card project. The client needs a setup in which cardholders top up their cards with crypto. The post was published in…
Looking for:Payment providers
Loot box business seeks a processor that explicitly approves its model
A loot box business, selling packs with randomised contents, is looking for a payment processor that will explicitly approve the model during underwriting. The trigger is repeated risk reviews at…
Looking for:Payment providers
Digital products site needs an integrated checkout instead of WhatsApp and PayPal
A digital products seller currently takes orders through WhatsApp and payment through PayPal. Some buyers without a PayPal account abandon the purchase, so the author wants an integrated checkout on…
Looking for:Payment providers
Algerian SaaS seeks lawful international card acceptance and settlement
An Algerian SaaS and digital products seller is looking for a lawful way to accept international cards and receive the revenue. After several provider rejections and banking restrictions at home, the…
Looking for:Payment providers
Trading education business seeks scalable processing with reasonable holds
A small trading education business is looking for trading education payment processing that can scale. The author wants reasonable holds on funds and support that can be reached when something goes…
Looking for:Payment providers
EU marketplace seeks split payments and payouts to contractors in Ukraine
A marketplace connecting European clients with contractors in Ukraine is choosing a payment provider. The request was published in September 2026; the platform is still being built and has no…
Looking for:Payment providers
EU creator tipping platform seeks a wallet PSP with provider custody
A platform where users send tips and donations to creators is looking for a payment provider with wallets. The request was published in September 2026, and the market is the European Union. Volume…
Looking for:Payment providers
Subscription SaaS needs an affordable Stripe alternative in an unsupported country
A reliable, low-cost Stripe alternative for SaaS is needed by a subscription product whose home country Stripe does not serve. The team has not launched yet and is choosing a payment partner in…
Looking for:Payment providers
PSP wanted for Mexican peso and Brazilian real acceptance
The author is choosing a payment provider for Latin America's two largest markets, with acceptance needed in Mexican pesos and Brazilian reais. The message also mentions Toppay without any…
Looking for:Payment providers
By Surjo seeks a Bangladesh payment gateway with no upfront investment
By Surjo is looking for a payment gateway in Bangladesh and sets one clear condition: onboarding without upfront investment. The request was published in September 2026; one supplier has already…
Looking for:Payment providers
Kyrgyz AI SaaS needs a card gateway with payouts to a local bank
A team from Kyrgyzstan is building an AI image and video generation SaaS and is looking for a card gateway that settles revenue to a local bank. One application, with Dodo, has been approved, but the…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.