Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Network International
Network International is a payment processor and white-label acquiring provider for the Middle East and Africa, headquartered in Dubai and established in 1994…
OCBC
OCBC in Indonesia, operated by PT Bank OCBC NISP Tbk, offers a Merchant Solution covering EDC terminals, QRIS and online acquiring. The bank names Otoritas…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PayAlly
PayAlly is a business payments service offering international companies multi-currency settlements, liquidity management and personal support. Its UK entity is…
PAYCOMET
PAYCOMET is the payment arm of Banco Sabadell Group. Since 2024 it has developed and run the TPV (card terminal and gateway) solutions that the bank sells…
PayDo
PayDo combines multi-currency IBANs, international transfers, merchant accounts and mass payouts. The company has operated since 2017 and also offers cards and…
Paynovate
Paynovate combines payment acceptance, payment accounts and card programmes on a regulated financial platform. The operating entity is Paynovate SA, a Belgian…
Payoneer
Payoneer is a cross-border payments platform for companies, freelancers and marketplaces: receiving international revenue, payment requests and mass payouts…
PingPong
PingPong provides businesses with global accounts, FX, payouts, cards and online payment acceptance, with a link to the Chinese market. The platform API…
Public Bank
Public Bank is a Malaysian bank whose offering covers merchant acquiring and business bank accounts. Through the acquiring service, a company accepts card…
RHB Bank
RHB Bank is a Malaysian bank that provides businesses with merchant acquiring and business accounts. Its services cover POS and e-commerce acceptance as well…
Siam Commercial Bank
Siam Commercial Bank (SCB) is a Thai bank that offers businesses direct acceptance of card and alternative payments through its own channels. The merchant gets…
Swedbank Pay
Swedbank Pay is the bank-owned card acquiring business of Swedbank. It provides standalone card acquiring for online shops, terminals, unattended machines and…
Thunes
Thunes is a B2B infrastructure for international payouts used by banks, PSPs, platforms and wallets. Through a single connection, it delivers payouts to bank…
Tranglo
Tranglo provides international payouts for money-service businesses, and Tranglo Business for corporate clients. The business product includes virtual…
Tribe Payments
Tribe Payments is a payment infrastructure supplier built as a modular cloud platform. According to the company, it covers issuer processing, acquiring…
Tyl by NatWest
Tyl by NatWest is the merchant acquiring offering of National Westminster Bank plc, part of the NatWest group, for businesses in the United Kingdom. It takes…
UnionBank of the Philippines
UnionBank of the Philippines is a Philippine bank that offers business accounts, corporate cash management, mobile cheque deposits and payroll. It also…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.