Itaú Unibanco

Itaú Unibanco offers business accounts in Brazil in two forms: the traditional Conta PJ and the digital Emps account for eligible companies with a single owner. The listed services are business accounts, business payments and business cards, and the currency is the Brazilian real (BRL).

Emps Emps includes Pix and tools for managing business settlements. It differs from full corporate service in that it has no personal relationship manager and offers fewer channels.

Conta PJ Conta PJ is the conventional business account for companies that need the full service of the bank, including the wider set of channels. Which product fits depends on the legal structure of the company, its volume and its need for a personal manager.

Payments Pix is the payment channel listed in the data.

Who it suits Single-owner Brazilian companies that mainly need Pix and day-to-day settlement control could consider Emps, whereas companies with several owners or more complex requirements would look at Conta PJ. Fees, card details and account opening requirements are not given in the data and should be taken from the bank.