Business accounts
Settlement accounts for PSPs, exchangers and merchants.
FINCI
FINCI is a Lithuanian electronic money institution, Finci, UAB, supervised by the Bank of Lithuania under licence number 60. It offers a multi-currency…
Fifth Third Bank
Fifth Third Bank, National Association, provides checking and savings accounts for businesses, opened through branches and with the help of business bankers…
Fidelity Bank Nigeria
Fidelity Bank Nigeria publishes business accounts for start-ups and small and medium-sized businesses, led by the Fidelity Small Business Account. Opening…
Fidelity Bank Ghana
Fidelity Bank Ghana offers the SME Current Account, a business account for companies in Ghana. The account is denominated in Ghanaian cedis (GHS), requires an…
Fiat Republic
Fiat Republic is B2B payment infrastructure built specifically for crypto platforms. Through a single API it provides fiat accounts, named virtual IBANs for…
Federal Bank
Federal Bank is an Indian bank (The Federal Bank Limited) with three roles: merchant acquiring, business accounts and escrow. It operates in India. Merchant…
Faysal Bank
Faysal Bank Limited, headquartered in Karachi, Pakistan, offers the Faysal Islami Rehmat Business Account, an Islamic business account built on the Mudarabah…
EverBank
EverBank, N.A. offers EverBank Business Checking, an account designed for companies with moderate transaction activity. The bank is a member of the FDIC, and…
EQWIRE
EQWIRE offers multi-currency named accounts and international payments for businesses and professionally active private clients. The operating company is…
Equity Bank Kenya
Equity Bank Kenya describes its role as that of an acquirer between merchants, card issuers and payment networks. It offers standalone POS terminals and…
Equals
Equals, also trading as Equals Money, is a UK provider of international payments, multi-currency accounts and corporate cards, with embedded finance for…
EQIBank
EQIBank is an offshore bank based in Dominica that advertises multi-currency banking-as-a-service and a separate scenario for crypto exchanges. The legal…
EQ Bank
EQ Bank is a Canadian digital bank, a trade name of Equitable Bank, that offers a Business Account with no monthly fee and no minimum balance. It is meant for…
Emirates NBD
Emirates NBD accepts online applications for business bank accounts in the United Arab Emirates. For enterprises it has a dedicated Business Banking line and a…
Emirates Islamic
Emirates Islamic is a bank in the United Arab Emirates with a postal address in Dubai. It offers business banking packages for new and existing companies, and…
Em@ney
Em@ney is a Maltese electronic money institution founded in 2012 and licensed by the Malta Financial Services Authority under the European E-Money Directive…
ECOMMBX
ECOMMBX is a Cyprus-based electronic money institution that gives companies corporate accounts with a CY IBAN, international payments and Visa cards. It is…
Ebury
Ebury is a London-based foreign exchange and international payments provider for businesses, scale-ups and enterprises, and for financial institutions and…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.