Overview
ISX Financial offers corporate e-money accounts, open banking and payment processing through ISXMoney, ISXPay and PaidBy. The group is Xryma Plc Group, and the company is also known as flykk.
Licences Two entities hold separate licences. XRYMA PLC is an electronic money institution licensed by the Central Bank of Cyprus (115.1.3.17, BIC ISEMCY22). ISX Financial UK Ltd is an EMI authorised by the FCA (901034, BIC ISFIGB22). The European and British licences belong to different organisations.
Services and rails The service list includes multi-currency corporate e-money accounts, open banking, card acceptance, mass payments and direct debit. Clients get a European IBAN, UK local details and bulk international transfers. Channels are SEPA, SEPA Instant, SEPA Direct Debit, Bacs Direct Debit, Faster Payments and SWIFT; SWIFT covers up to 127 currencies, for example USD, AUD, CAD, JPY and NZD.
Safeguarding The website says short-term liquidity is placed with central banks and long-term client funds with credit institutions. This is the company's own statement.
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