National Bank of Oman

National Bank of Oman, or NBO, is an Omani bank that offers merchant acquiring for registered businesses. Its range includes POS terminals, an online payment gateway built on a single API and a QR Merchant App.

POS The POS service supports international cards, dynamic currency conversion (DCC) and smart-POS integrations. Accepted card networks are Visa, Mastercard, American Express, UnionPay and Diners Club, a broad set that helps merchants serving foreign visitors.

Online gateway The gateway uses one API and covers payment links, recurring payments and batch payments. It allows merchants to take one-off card payments, charge subscriptions and process many payments at once without separate products. A gateway customer needs an active website or app.

QR Merchant App For smaller sellers, the QR Merchant App is available to registered micro and home businesses. It extends acceptance to businesses that would not take a full POS terminal.

Requirements A merchant must be a registered legal entity. The gateway additionally requires an active website or application, while the app is aimed at registered micro or home businesses. Fees and settlement terms are not published and should be requested.

Who it suits The offer suits Omani merchants that need terminals, online acceptance and a QR route from one bank, from small home-based traders to larger shops.