Antifraud & risk scoring
Fraud monitoring and transaction scoring.
Castle
Castle is an API platform for detecting account takeover, bots, multi-accounting and suspicious transactions in real time. It was founded in 2015 and is based…
Darwinium
Darwinium is a platform for continuous protection of the user journey and fraud prevention that runs at the CDN and edge level, with behavioral biometrics. The…
BioCatch
BioCatch is a behavioural biometrics provider that detects account takeover, money mules and social-engineering scams. The company was founded in 2011 and is…
LexisNexis ThreatMetrix
LexisNexis ThreatMetrix is a global digital identity and device scoring network, the Digital Identity Network, which analyses billions of transactions. The…
Fingerprint
Fingerprint is a device and browser identification platform delivered through the Device Intelligence API, with a stated recognition accuracy of 99.5 percent…
ClearSale
ClearSale is an antifraud platform that combines statistical AI scoring with a team of human analysts to raise approval rates in difficult geographies. Its…
Kount
Kount is a digital fraud prevention and transaction scoring platform, Kount 360, built on its Identity Trust Global Network. Founded in 2007 and based in…
Feedzai
Feedzai is a cloud RiskOps platform for preventing payment fraud, authorized push payment scams and money laundering in real time. It was founded in 2011 and…
Forter
Forter is a platform for fully automated fraud decisions at the moment of checkout, based on a graph of more than 1.5 billion digital identities. It was…
Mastercard Send / Mastercard Move
Mastercard Send / Mastercard Move is the Mastercard Move platform for instant P2P transfers and global payouts, combining Mastercard Send and the Cross-Border…
Shieldpay
Shieldpay is a London-founded escrow and protected-payment provider, established in 2016, with focus on UK law firms. It combines escrow with party…
Alloy
Alloy is an orchestration platform for fraud and risk providers that brings more than 200 sources of risk and transaction data into a single API. It was…
Arkose Labs
Arkose Labs is a platform for preventing automated attacks, card testing, scraping and account takeover. It was founded in 2015 in the United States and…
Accertify
Accertify is an enterprise platform for payment fraud prevention, account protection and dispute management, formerly part of American Express. It is based in…
Adyen
Adyen is a Dutch payments company, founded in 2006 and headquartered in Amsterdam, that brings online and in-store payments, risk management, authentication…
Cybersource
Cybersource is a payment gateway and fraud-management platform in the Visa family, with roots in Foster City, California, since 1994. Beyond processing…
DECTA
DECTA is a payment processing, card issuing and acquiring infrastructure provider founded in 2015, working from London and Riga. The company describes itself…
PaymentCloud
PaymentCloud is a US company, founded in 2015 and based in Los Angeles, that opens merchant accounts for high-risk businesses and supplies risk management, MID…
Antifraud & risk scoring by country
Related subsections
Antifraud for payments
Fraud costs merchants twice: once in lost goods or services and again in chargebacks, fees and the risk of losing an acquiring account. This subsection lists vendors of payment fraud prevention and risk scoring for PSPs, merchants, exchangers and P2P operators.
Main approaches
- Rules engines: velocity limits, BIN and country checks, blacklists, amount thresholds. Transparent and fast to change.
- Machine-learning scoring: a risk score per transaction based on behaviour, history and consortium data.
- Device and behavioural signals: fingerprinting, emulator and proxy detection, typing and navigation patterns.
- Authentication: 3DS2 orchestration and step-up checks only for risky payments, to protect conversion.
- Manual review tools: case queues, analyst notes, link analysis between accounts.
Choosing an antifraud system
- Does it score cards only or also APMs, wallets and P2P transfers?
- Pre-authorisation decisions or post-factum monitoring only?
- False-positive rate and how easily you can tune rules yourself.
- Pricing: per API call, per approved transaction or flat monthly.
- Integration with your gateway, cashier or orchestration platform.
- Whether the vendor shares liability through a chargeback guarantee, and on what conditions.
Fraud, chargebacks and compliance
Antifraud overlaps with two neighbouring tasks. Chargeback management handles disputes after the fact, while AML & KYT and KYC & KYB cover regulatory checks of customers and funds. Many teams buy them from different vendors and connect them through one risk dashboard.
Using this page
Filter by GEO and vertical — high-risk merchants such as iGaming or dating need tuned models. Published pricing is in Offers; if you need a specific data source, post a request.