White-label processing
Ready-made platforms to launch your own PSP.
MX Merchant
MX Merchant is a commerce, white-label gateway and embedded banking platform from Priority Technology Holdings, aimed at ISOs, ISVs and fintechs. The company…
Silverlake Axis
Silverlake Axis is a provider of cloud processing for cards, payments and digital banking in the Asia-Pacific region. The Silverlake business dates back to…
Paytech
Paytech is a white-label payment gateway and orchestrator platform for managing card and alternative payment traffic. It was founded in 2018 and is based in…
Softjourn
Softjourn is a software developer that builds custom and white-label payment gateways, prepaid card programmes and ticketing systems. It has operated since…
Qenta Payment CEE
Qenta Payment CEE is an Austrian payment institution and a provider of white-label payment solutions for Central and Eastern Europe. Based in Graz and…
Payengine
Payengine is a white-label platform for embedded payments and a ready PayFac solution for vertical SaaS products. It was founded in 2021 and is based in…
Opus Technologies
Opus Technologies is a developer of payment software and acquiring and switching platforms for banks, fintechs and payment processors. The company has focused…
Tietoevry Banking
Tietoevry Banking supplies modular processing platforms, card acquiring and issuing, and financial-crime prevention to banks and PSPs. The parent business has…
Radar Payments
Radar Payments is a cloud white-label processing platform, described as PayTech PaaS, that combines acquiring and issuing in a single cloud. It targets payment…
OpenWay
OpenWay is the payment processing software Way4, used to launch in-house processing centers, acquiring, card issuing and digital wallets. OpenWay was founded…
Payabli
Payabli is payment processing and Pay-In/Pay-Out management infrastructure on a white-label model for software developers. It was founded in 2020 and is based…
Rainforest Pay
Rainforest Pay is an embedded white-label payment processing platform for vertical SaaS companies, built to give them a low-risk, high-margin way to monetize…
Tilled
Tilled is a PayFac-as-a-Service platform with a ready white-label merchant console, an SDK and instant onboarding for B2B and B2C software. It was founded in…
Payrix
Payrix is embedded white-label PayFac infrastructure for vertical software, automating underwriting, billing and split payouts. It was founded in 2015 and is…
USAePay
USAePay is a white-label payment gateway founded in 1998 and based in Los Angeles, California. It supports e-commerce, POS and mobile terminals and offers…
UniPay
UniPay offers a commercial open-source and white-label payment gateway platform for enterprises. Founded in 2007 and based in New York, it is aimed at PayFacs…
Spell
Spell is a cloud white-label platform for banks, EMIs and PSPs that brings together acquiring, BNPL, Open Banking and payment orchestration. The business was…
ReactivePay
ReactivePay offers white-label software for launching a payment system, e-wallet, exchange service or PSP under your own brand. The company was founded in 2019…
White-label processing by country
Related subsections
Launching a PSP on a white label platform
A white label payment gateway is a ready processing platform that you rebrand and run as your own. The vendor provides the core: merchant onboarding, gateway API, hosted payment page, back office, reporting and connectors to acquirers and APMs. You bring the brand, the merchants, the banking relationships and usually the licence. It is the common route for agents, ISOs and payment teams that want their own white label PSP without years of development.
What is usually included
- Merchant and reseller back office with fee plans and settlement reports.
- Gateway API, plugins for CMS and a hosted payment page.
- Pre-built connectors to acquirers, local methods and sometimes crypto.
- Risk rules, 3DS, basic antifraud and transaction monitoring.
- Optional modules: payouts, wallets, P2P flows or a crypto payment gateway white label.
Licensing and deployment models
- SaaS: monthly fee plus per-transaction charge; fastest to start, vendor hosts and keeps PCI DSS scope.
- Licence / source code: one-off fee for a payment gateway script or full code, self-hosted; more control, more compliance work.
- Revenue share: lower upfront cost in exchange for a share of processing margin.
Checklist before signing
- Who owns the merchant data and can you migrate away?
- Which acquirers and banks are already connected in your target GEOs?
- What regulatory permissions do you need — see payment licensing.
- How are updates, security patches and new connectors priced?
- Is there a reference deployment you can see live?
Related hubs
Compare with payment orchestration if you only need routing, or with P2P & H2H software for trader-based flows. Country pages such as white label in the UK narrow the list. Check Offers for published setup terms or post a request.