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Payment providers

Open banking

Pay-by-bank and A2A payments.

516 requests

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bluSwap seeks bank partners for UPI, bulk payouts and white-label collections in IndiaRequestPayment provider· October 13, 2026Swift MIDs seeks US processors, PSPs and PayFacs for specific merchant filesRequestMerchant· October 13, 2026IS Pay seeks banking, payout and FX infrastructure for B2B clientsRequestMerchant· October 13, 2026Rapyd onboards established PayFacs to its payment networkRequestPayment provider· October 13, 2026Yabie invites PSPs and acquirers to integrate with its POS platformRequestPayment provider· October 13, 2026AQPAY invites PSPs, acquirers and banks to integrate and build connectorsRequestPayment provider· October 13, 2026MontyPay seeks licensed acquirers, PSPs and wallets with local connectionsRequestPayment provider· October 13, 2026OfferGrid seeks banks for bulk INR payouts via UPI, IMPS, NEFT and RTGSRequestPayment provider· October 13, 2026EBANX invites PSPs and gateways into its Payment Partner Network for emerging marketsRequestPayment provider· October 13, 2026FYNXT invites payment providers into its ecosystem for brokersRequestPayment provider· October 13, 2026Fonepay invites banks and PSPs to partner with its payment network in NepalRequestPayment provider· October 13, 2026Intersolve connects PSPs and POS terminal providers to its networkRequestPayment provider· October 13, 2026TTPOS seeks payment partners for QR, mobile and card payments in its restaurant POSRequestPayment provider· October 13, 2026Paymob invites payment providers to add their methods for its merchantsRequestPayment provider· October 13, 2026Craftgate invites direct PSPs to integrate into its payment orchestrationRequestPayment provider· October 13, 2026BR-DGE connects payment providers to its orchestration platformRequestPayment provider· October 13, 2026finera invites payment providers into its orchestration platformRequestPayment provider· October 13, 2026Songhai Exchange and FinCode seek banks and local payout partnersRequestPayment provider· October 13, 2026

Related subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8Open banking — IndiaOpen banking — BangladeshOpen banking — BrazilOpen banking — RussiaOpen banking — MexicoOpen banking — Argentina

What open banking payments are

Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.

Why merchants add pay by bank

  • Lower cost than card acquiring for many use cases — no interchange or scheme fees.
  • Instant settlement and no card-style chargebacks.
  • Strong authentication is built in, since the customer logs into their own bank.
  • Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.

Where it works

The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.

What to compare between open banking providers

  • Bank coverage per country and the share of customers who can actually pay.
  • Pricing model: per transaction flat fee vs percent.
  • Refunds and payouts: can the provider send money back to the payer's account?
  • Settlement: own collection account or funds settle straight to the merchant's account.
  • Accepted verticals and onboarding requirements.
  • UX: hosted bank selection, QR handoff from desktop to mobile, retries.

Related hubs

Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.