Open banking
Pay-by-bank and A2A payments.
bluSwap seeks bank partners for UPI, bulk payouts and white-label collections in India
bluSwap (WebFinex TechFusion Pvt Ltd) is looking for bank partners in India for its technology service provider (TSP) platform. The platform combines several payment rails and lets clients collect…
Looking for:Payment providersTeams
Swift MIDs seeks US processors, PSPs and PayFacs for specific merchant files
Swift MIDs is looking for partners for high-risk acquiring in the US: processors, PSPs, PayFacs and teams with direct acquirer access. Partners will receive ready merchant files for review and…
Looking for:Payment providers
IS Pay seeks banking, payout and FX infrastructure for B2B clients
IS Pay (IS Global Services LLC) is looking for B2B banking infrastructure: bank and BaaS access, payout APIs, FX liquidity and stablecoin settlement. The company describes itself as a technology and…
Looking for:Payment providers
Rapyd onboards established PayFacs to its payment network
Rapyd onboards established PayFacs: payment facilitators that verify and onboard merchants, assess their risk and run settlement themselves. The platform provides the infrastructure, while the…
Looking for:Payment providersTeams
Yabie invites PSPs and acquirers to integrate with its POS platform
POS platform Yabie invites PSPs and acquirers to build payment integrations. Through the partnership, a provider reaches merchants using the Yabie till, and the platform gains more payment options…
Looking for:Payment providersTeams
AQPAY invites PSPs, acquirers and banks to integrate and build connectors
AQPAY LTD invites PSPs, acquirers, alternative payment method providers and banks to partner with it. The company builds payment infrastructure and offers partners connectivity, technical integration…
Looking for:Payment providersTeams
MontyPay seeks licensed acquirers, PSPs and wallets with local connections
MontyPay (Monty Finance SAL and affiliates) invites licensed acquirers, PSPs and wallet operators to integrate and cooperate. It is looking for partners that have their own local payment connections…
Looking for:Payment providersTeams
OfferGrid seeks banks for bulk INR payouts via UPI, IMPS, NEFT and RTGS
Offergrid Networks Private Limited (OfferGrid) is looking for banks and financial institutions to power bulk INR payouts. Through partners, it wants to send refunds, cashback and payouts to…
Looking for:Payment providersTeams
EBANX invites PSPs and gateways into its Payment Partner Network for emerging markets
EBANX invites PSPs, payment gateways and providers into its Payment Partner Network program. Members integrate with EBANX and give their merchants access to local payment methods in Latin America…
Looking for:Payment providersTeams
FYNXT invites payment providers into its ecosystem for brokers
Technology platform FYNXT invites payment providers into its ecosystem for brokers and financial institutions. A provider integrates once and becomes available to platform clients for deposits and…
Looking for:Payment providersTeams
Fonepay invites banks and PSPs to partner with its payment network in Nepal
Fonepay, a digital payment network from Nepal, invites payment providers and other organisations, including banks and PSPs, to partner with it. The network links banks, PSPs and wallets and supports…
Looking for:Payment providersTeams
Intersolve connects PSPs and POS terminal providers to its network
Dutch company Intersolve (Intersolve B.V. and Intersolve Payments B.V.) invites PSPs and POS terminal providers to connect to its transaction network. The network handles in-store and online…
Looking for:Payment providersTeams
TTPOS seeks payment partners for QR, mobile and card payments in its restaurant POS
TTPOS, a restaurant POS system, is looking for payment partners for POS integration. It wants mature solutions that can be built into the till quickly: QR payments, mobile payments and card…
Looking for:Payment providersTeams
Paymob invites payment providers to add their methods for its merchants
Paymob runs a standing partner program for payment providers: the company integrates third-party payment methods and offers them to its merchants. The ecosystem focuses on the MENA region and…
Looking for:Payment providersTeams
Craftgate invites direct PSPs to integrate into its payment orchestration
Craftgate (CRAFTGATE TEKNOLOJI A.S.) invites direct PSPs to integrate into its payment orchestration. The track is about technical provider integration, not a referral partnership. What is needed…
Looking for:Payment providersTeams
BR-DGE connects payment providers to its orchestration platform
BR-DGE runs a payment orchestration platform and invites providers to connect so they can serve its merchants. This is a standing program rather than a dated order. Who is invited payment service…
Looking for:Payment providersTeams
finera invites payment providers into its orchestration platform
The finera orchestration platform invites payment providers to integrate and reach its merchant base. According to the website, the project is backed by Paragon Capital S.A. and the affiliated Cypher…
Looking for:Payment providersTeams
Songhai Exchange and FinCode seek banks and local payout partners
Songhai Exchange and the FinCode platform are recruiting payout partners: banks and local payment institutions that will deliver transfers for international money transfer operators (IMTOs), PSPs…
Looking for:Payment providersTeams
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.