Open banking
Pay-by-bank and A2A payments.
BorderPay Africa seeks stablecoin on/off-ramp partners in Africa
BorderPay Africa needs institutional on/off-ramp partners to swap stablecoins into local currencies and pay out to mobile wallets. The request was published in May 2026; the company now trades as…
Looking for:Payment providers
CBPay requests local providers in Kyrgyzstan and Uzbekistan for casino traffic
CBPay is collecting proposals from local payment companies in two Central Asian countries. The brand describes the traffic it needs processed as casino traffic. What is needed local payment…
Looking for:Payment providers
Freelance marketplace needs a reliable gateway for worldwide payments
The founder is building a freelance marketplace and is looking for a reliable payment gateway to accept payments from clients worldwide. The platform has not launched yet, and payments are one of the…
Looking for:Payment providers
Banks, liquidity providers and PSPs wanted for INR, CNY and KRW
The author invites banks, liquidity providers and PSPs to collaborate, along with companies running collection and payout infrastructure. The Indian rupee, Chinese yuan and Korean won are named…
Looking for:Payment providers
SEPA, SWIFT and direct EU C2B providers for crypto-focused MSBs
This request is about SEPA and SWIFT for crypto businesses: the requester needs providers that will serve clients who are money service businesses (MSBs) with a crypto focus. Direct European partners…
Looking for:Payment providers
Subscription-sharing marketplace seeks payment collection and owner payouts
A team is building a subscription-sharing marketplace: group members pay monthly for access to a digital service, and the group owner receives the money minus a platform fee. That calls for a PSP…
Looking for:Payment providers
Pakistani SaaS seeks a global payment gateway without a US LLC
A Pakistan SaaS payment gateway is needed: the product sells to clients worldwide, and the author wants to collect payments without registering a US LLC. The request was posted in April 2026. What is…
Looking for:Payment providers
CREEM seeks payment infrastructure and banking API partners
CREEM operates as a merchant of record (MoR) for software sellers and is looking for payment infrastructure and banking API partners. The founder asked for such introductions in April 2026. The legal…
Looking for:Payment providersTeams
Dutch SaaS seeks an iDEAL and Wero provider for subscriptions
A Dutch SaaS company is looking for a provider to run iDEAL and Wero for subscriptions. Customers sign up for one, two or three years and are charged monthly. The request was posted in April 2026…
Looking for:Payment providers
Breeze seeks round-the-clock collections and payouts in Thailand
Breeze is looking for a payment partner in Thailand for its app. It needs collections and payouts around the clock, using QR payments or bank transfers. The request was posted by a team member…
Looking for:Payment providers
Clear Junction invites banks, PSPs and liquidity providers into its infrastructure track
Clear Junction runs a Banking & Infrastructure partner track and invites banks, PSPs, payment networks, liquidity and infrastructure providers to join. Onboarding goes through due diligence and…
Looking for:Payment providersTeams
New OTA of a European group needs a payment gateway with travel experience
A European group is launching a new online travel agency (OTA) and is choosing an OTA gateway for the launch. The key condition is industry experience: bookings, payments in several currencies and…
Looking for:Payment providers
Bolivian business seeks a USDT to USD off-ramp and supplier wires
A company in Bolivia that says it is registered as a VASP (virtual asset service provider) is looking for regulated infrastructure to pay its suppliers. The request was published in April 2026. How…
Looking for:Payment providers
US Shopify store looks for a PayPal Pro replacement
A US online store selling physical goods on Shopify is looking for a new card provider. The trigger was the deprecation of PayPal Pro, and the Braintree offer the store was counting on was withdrawn…
Looking for:Payment providers
Mifapay seeks local acquiring in Iraq for social apps
Mifapay is looking for a local acquiring partner in Iraq. Payments are to be collected in social apps with voice chat and in dating services that serve an Iraqi audience. The request was posted by…
Looking for:Payment providers
UAE stock trading platform seeks compliant INR collection and AED funding for Indian users
A platform offering UAE-listed stocks to Indian users is looking for INR collection with conversion into dirhams. The client pays in rupees, while the trading account must be funded in AED. The…
Looking for:Payment providers
Guangzhou Maka seeks local payments in India, Indonesia and Southeast Asia
Guangzhou Maka Technology, a Chinese company, is looking for local payment channels to collect payments in India and Indonesia. The body of the request is broader: the company is interested in…
Looking for:Payment providers
Shopify merchant from Réunion seeks a suitable card PSP
A merchant from Réunion, an overseas region of France, sells through Shopify and is looking for a PSP to accept bank cards. Earlier attempts ran into territorial restrictions, rejections at the KYC…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.