CREEM seeks payment infrastructure and banking API partners
Details
Requirements
- Payment infrastructure for acceptance
- Banking APIs
- Seller payouts within the MoR model
CREEM operates as a merchant of record (MoR) for software sellers and is looking for payment infrastructure and banking API partners. The founder asked for such introductions in April 2026. The legal entity is Armitage Labs OÜ in Estonia.
What the company is after - payment infrastructure for acceptance; - banking APIs; - seller payouts within the MoR model.
How an MoR works A merchant of record accepts payments from buyers in its own name, takes on taxes, refunds and disputes, and then pays the revenue out to the seller. The model needs reliable acquiring across several countries and banking infrastructure for bulk payouts.
What is known about terms No specific countries, missing method, budget or payment volume are named. An interview cited annual recurring revenue of about USD 2 million, which is ARR rather than payment volume. The CREEM website already describes a card collaboration with Airwallex, so some needs may since have been met. Clients are software merchants worldwide.
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