Open banking
Pay-by-bank and A2A payments.
Upcoming e-pin store in Turkey needs a gateway for cards and EFT
An entrepreneur in Turkey is preparing to launch an e-pin store selling game codes and pins. They need a payment gateway that officially allows this product category, accepts bank cards and, if…
Looking for:Payment providers
Brazil store with a USD storefront needs a gateway for local buyers
An online store from Brazil runs a global storefront priced in US dollars and has already tested several gateways. It needs a working setup where Brazilian shoppers can pay without bank declines and…
Looking for:Payment providers
Consumer lender needs pay-ins and payouts in Argentina, Colombia, Peru and Romania
IceTree Ltd. is looking for payment providers for a consumer lender: the client issues loans in several countries and needs local rails both to collect repayments and to disburse loans. The lender…
Looking for:Payment providers
Forex and CFD brokers need local payment methods in MENA and Latin America
IceTree Ltd. is sourcing local rails for forex brokers and CFD firms: its broker clients want to take deposits and pay out withdrawals through local systems in MENA and Latin America. The brokers are…
Looking for:Payment providers
EdTech seeks automatic 80/20 split payments for lessons in Ukraine and the EU
The founder is building several EdTech projects and wants one payment service for all of them: an automatic split payment that sends 80% of each lesson or course fee to the tutor and keeps 20% for…
Looking for:Payment providers
Turkish AI SaaS company needs a gateway for international payments and subscriptions
A Turkish AI SaaS company registered as a limited company needs a payment gateway to collect from foreign customers and sell subscriptions. PayTR declined it earlier, so the company wants a provider…
Looking for:Payment providers
UK streamer platform seeks GBP acceptance and mass payouts
A UK platform for creators and streamers is designing its payment architecture and looking for a provider. The request was published in June 2026; according to the author the company is registered as…
Looking for:Payment providers
Zirhly seeks a payment provider for several AI SaaS products in Turkey
Zirhly, a Turkish company building AI SaaS products, is looking for a payment provider to accept payments on its websites. There are several products, but this is one combined request: the company…
Looking for:Payment providers
Riverpe seeks local payment partners in Africa
Riverpe is looking for local payment partners, and Africa is the region in focus. The company needs providers of domestic payment methods and mobile money that can carry flows from international…
Looking for:Payment providers
Launch-ready SaaS seeks a monthly payment provider
The product is ready to launch, and its author is looking for a monthly payment provider for SaaS. The task is simple to state: collect a recurring monthly payment from each customer. The request was…
Looking for:Payment providers
Event-contract project needs KYC, local-currency collection and USDC settlement on Polygon
A project building an event-contract platform is at the integration stage and is looking for payment infrastructure. It needs a combination of customer checks, local-currency collection and…
Looking for:Payment providers
Korean Shopify store seeks card acceptance in USD, GBP and EUR
The owner of a Korean Shopify store is a foreign national registered as a sole proprietor in South Korea. They want Visa and Mastercard acceptance in dollars, pounds and euros with payouts to a…
Looking for:Payment providers
US digital goods marketplace looks for a Stripe Connect alternative
A US marketplace for digital goods has been running on Stripe Connect for about a year and is looking for a Stripe Connect alternative ahead of international expansion. The founder wants providers…
Looking for:Payment providers
UK referral partner seeks direct card providers for its merchant portfolio
UK company Halstead Energy Ltd refers merchants to payment providers and is looking for additional direct card acquiring partners. It wants competitive rates for clients and residual income for…
Looking for:Payment providersTeams
Australian AI roleplay SaaS seeks Visa and Mastercard acceptance
An Australian service in the AI roleplay niche needs card processing for an AI service, covering Visa and Mastercard. The request was posted in June 2026. Metrics stated by the author about 10,000…
Looking for:Payment providers
New software product needs WeChat Pay, Alipay and subscriptions
The author of a new software product wants to accept payments via the two main wallets of Chinese users. The product needs subscriptions and QR payment displayed directly on the website page, without…
Looking for:Payment providers
CBPay seeks a provider for SBP, NSPK and C2C payments in Russia
CBPay is looking for an SBP provider and related rouble payment rails in Russia. The request lists mobile commerce, NSPK, SBP and C2C transfers; several overlapping posts from the brand are combined…
Looking for:Payment providers
YeePay seeks financial partners with local methods for Chinese merchants
Chinese payment provider YeePay is recruiting partners among financial institutions. It wants local payment methods, banking rails and regional collection capabilities to include in its offering for…
Looking for:Payment providersTeams
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.