High-risk e-commerce
High-risk e-commerce: merchants in this vertical, their requests and offers for them.
Canadian platform for international business payments
A Canadian platform gives companies accounts in several currencies and local account details in three regions at once: Canada, Europe and the United Kingdom. It claims coverage of more than 180…
Looking for:Merchants
Nigeria: bank transfers via Opay and Palmpay, 3.5% pay-in
A provider offers Nigeria bank transfer acceptance, including the PayAttitude, Opay and Palmpay services. The customer pays a deposit by transfer from their account or a fintech app, without a bank…
Looking for:Merchants
Bank transferE-wallets
IN 3.5%
RespondUK platform: EUR/GBP business accounts, FX and payments API
A UK platform opens euro and sterling accounts for companies that deal with customers and suppliers in several countries. The offer was posted in July 2026 and is aimed at fintech, SaaS, e-commerce…
Looking for:Merchants
EUR payouts to Visa and Mastercard cards: 2.7% + €0.7
A provider offers EUR card payouts to Visa and Mastercard, a channel through which the merchant sends money to customers' bank cards. The offer targets iGaming and Forex, where regular withdrawal of…
Looking for:Merchants
Bank cards
OUT 2.7%
RespondOpen Banking for the UK: all GBP banks, 5.5% pay-in
A provider offers UK Open Banking: customers pay by transfer from their own bank through a banking API, confirming the payment in their bank app. All banks operating in pounds sterling are supported…
Looking for:Merchants
Open banking
IN 5.5%
RespondNiger: Airtel Money and Moov Africa for casinos and betting
This PSP in Niger offers iGaming and betting merchants collections and payouts via Airtel Money and Moov Africa. Transactions run in West African CFA francs (XOF), the same currency as in Côte…
Looking for:Merchants
Mobile money
IN 8%
RespondM-Pesa and Airtel Money in Kenya: 5% deposit, 1.5% withdrawal
A provider offers pay-ins and pay-outs through M-Pesa Kenya and Airtel Money Kenya. These are mobile wallets customers use to pay for purchases and send money straight from their phone. The offer for…
Looking for:Merchants
E-walletsMobile money
IN 5%
RespondEswatini: MTN MoMo and Standard Bank transfers for iGaming
This PSP in Eswatini connects iGaming and betting merchants to MTN MoMo and bank transfers through Standard Bank. Payments are accepted in lilangeni (SZL) and South African rand (ZAR), which are used…
Looking for:Merchants
Bank transferMobile money
IN 7%
RespondTanzania mobile wallets: Vodacom, Tigopesa, Airtel at 6%
A provider connects acceptance through Tanzania mobile wallets for gambling, Forex and payment providers. The customer pays a deposit from a wallet tied to a phone number, with no bank card. The…
Looking for:Merchants
E-walletsMobile money
IN 6%
RespondEgypt: Vodafone, Orange and Etisalat Cash for iGaming and forex
This Egyptian PSP for iGaming, betting and forex connects merchants to the mobile money of three operators: Vodafone Cash, Orange Cash and Etisalat Cash. Transactions run in Egyptian pounds, and…
Looking for:Merchants
Cash & vouchersMobile money
IN 6.5%
RespondP2P for Sri Lanka: iPay and eZ Cash, 8.5% pay-in
A provider offers Sri Lanka P2P payments: customers top up through the local mobile services iPay and eZ Cash, sending money to a private individual assigned by the provider. The offer targets…
Looking for:Merchants
IN 8.5%
RespondChad: Airtel Money and Tigo Cash collections for betting
This PSP in Chad offers iGaming and betting merchants access to Airtel Money and Tigo Cash. These are the mobile wallets people in Chad use to pay and send money without a bank account; transactions…
Looking for:Merchants
Cash & vouchersMobile money
IN 8%
RespondUK EMI: EUR/GBP IBANs, Faster Payments and merchant acquiring
A UK EMI combines dedicated EUR and GBP IBANs, domestic and international transfers and merchant acquiring, meaning card acceptance from shoppers, in a single package. The offer was published at the…
Looking for:Merchants
P2C in Pakistan: JazzCash 6.1%, EasyPaisa 6.7%
A provider offers P2C acceptance through JazzCash and EasyPaisa, two widely used mobile wallets in Pakistan. P2C (person-to-company) means the customer pays the company directly rather than a private…
Looking for:Merchants
European EMI: EUR accounts, SWIFT and EEA payment collection
A European EMI opens EUR SEPA IBANs and multi-currency accounts for regulated companies that settle internationally. The offer appeared in June 2026 and targets PSPs, EMIs, fintechs and licensed…
Looking for:Merchants
UnionPay for STD traffic: 6.2% + €0.1 pay-in
A provider offers UnionPay acceptance, covering cards of the Chinese payment network, for STD traffic, meaning repeat deposits from verified customers. First deposits are not accepted through this…
Looking for:Merchants
Bank cards
IN 6.2%
RespondOpen Banking for FTD and STD: 3.8% + €0.1 pay-in
A provider offers acceptance through Open Banking, meaning payments straight from the customer's account via a bank API, with no card details entered. The customer authorises the payment in their…
Looking for:Merchants
Open banking
IN 3.8%
RespondLesotho: M-Pesa, EcoCash and bank transfer for iGaming
This PSP in Lesotho gives iGaming and betting projects three collection channels: Vodacom M-Pesa, EcoCash and bank transfer. Payments are accepted in loti (LSL) and South African rand (ZAR), both of…
Looking for:Merchants
Bank transferMobile money
IN 7%
RespondHigh-risk e-commerce by country
Related subsections
What makes a merchant high risk
Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.
Where a high risk merchant account comes from
- Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
- Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
- Aggregators with cascading that route between several acquirers (aggregators).
- Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.
High-risk PSP checklist
- Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
- Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
- Chargeback ratio thresholds, alerts, 3DS and chargeback management.
- KYB documents and licences you will need — see legal and licensing.
- Payout support for refunds and client withdrawals.
How to use this hub
Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.