Merchants

High-risk e-commerce

High-risk e-commerce: merchants in this vertical, their requests and offers for them.

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Companies

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Requests

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RequestZ.ro

Z.ro seeks fintech partners for BaaS and business representatives

Z.ro is recruiting partners along two lines. The first is technical: companies use Z.ro infrastructure to launch financial products. The second is commercial: business representatives promote the…

Looking for:Payment providersMerchants

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RequestWindcave

Windcave seeks integrators for online, POS and unattended payments

Windcave is recruiting developers to build its payments into their products. A Windcave integration via API covers three channels: online stores, points of sale and unattended scenarios with no…

Looking for:MerchantsPayment providers

POS terminalsRespond
RequestSavPay

SavPay offers three partnership models for working with Canadian merchants

The SavPay partner program focuses on merchants in Canada and offers three ways to take part, from simple referrals to a full ISO role. The model is matched to the partner's type and resources. Three…

Looking for:MerchantsTeamsTradersPayment providers

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RequestPlisio

Plisio pays 25% of payment fees and 10% of exchange profit for referred businesses

The Plisio partner program is for those who can bring in companies that accept cryptocurrency. The partner earns a share not only of the client's payment fees but also of exchange operations. Who is…

Looking for:MerchantsPayment providers

CryptocurrencyRespond
RequestPin Payments

Pin Payments offers referrals for online acceptance via a co-branded page

The Pin Payments partner program suits Australian businesses whose clients need online payment acceptance. The partner gets a personal co-branded page, with its own brand alongside Pin Payments, and…

Looking for:Merchants

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RequestPayU India

PayU India recruits payment gateway resellers and API platforms

The PayU India partner program recruits payment gateway resellers among companies that serve small and mid-sized businesses. Platforms can separately discuss an API integration. Who is invited…

Looking for:Merchants

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Upcoming events: High-risk e-commerce

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Related subsections

What makes a merchant high risk

Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.

Where a high risk merchant account comes from

  • Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
  • Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
  • Aggregators with cascading that route between several acquirers (aggregators).
  • Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.

High-risk PSP checklist

  • Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
  • Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
  • Chargeback ratio thresholds, alerts, 3DS and chargeback management.
  • KYB documents and licences you will need — see legal and licensing.
  • Payout support for refunds and client withdrawals.

How to use this hub

Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.