Marketplaces

Payments for marketplaces and platforms

A marketplace collects money from buyers and pays out to many sellers, hosts, freelancers or creators. That turns a simple checkout into a regulated flow: funds of third parties, seller onboarding, split settlement and payouts across countries. Platforms in this hub are looking for providers that support this model.

What marketplaces typically need

• Split payments — automatic division of each payment between seller and platform fee.
• Escrow or delayed payouts until delivery is confirmed — see escrow services.
• Seller onboarding with KYC/KYB built into the flow — KYC and KYB.
• Mass payouts to bank accounts, cards and wallets in many countries — payouts.
• Multi-currency collection and settlement — cross-border & FX.

Choosing a marketplace PSP

• Licensing model: does the provider hold funds under its own licence (payment facilitator, EMI) or do you need one? See payment licensing.
• Sub-merchant support: how many sellers, which countries, onboarding time.
• Payout coverage and cost per country and method.
• Dispute logic: who carries chargebacks — platform or seller.
• Reporting: per-seller statements and tax forms where required.

Specialised cases have their own hubs: travel and booking platforms, gaming item marketplaces, freelance and education platforms.

Using the page

Marketplaces post requests with their GEOs, number of sellers and payout volume; PSPs answer in the Requests tab or publish an offer on the offers board. If you are building a platform, post a request describing both pay-in and payout sides.