High-risk e-commerce
High-risk e-commerce: merchants in this vertical, their requests and offers for them.
Z.ro seeks fintech partners for BaaS and business representatives
Z.ro is recruiting partners along two lines. The first is technical: companies use Z.ro infrastructure to launch financial products. The second is commercial: business representatives promote the…
Looking for:Payment providersMerchants
Windcave seeks integrators for online, POS and unattended payments
Windcave is recruiting developers to build its payments into their products. A Windcave integration via API covers three channels: online stores, points of sale and unattended scenarios with no…
Looking for:MerchantsPayment providers
SavPay offers three partnership models for working with Canadian merchants
The SavPay partner program focuses on merchants in Canada and offers three ways to take part, from simple referrals to a full ISO role. The model is matched to the partner's type and resources. Three…
Looking for:MerchantsTeamsTradersPayment providers
Plisio pays 25% of payment fees and 10% of exchange profit for referred businesses
The Plisio partner program is for those who can bring in companies that accept cryptocurrency. The partner earns a share not only of the client's payment fees but also of exchange operations. Who is…
Looking for:MerchantsPayment providers
Pin Payments offers referrals for online acceptance via a co-branded page
The Pin Payments partner program suits Australian businesses whose clients need online payment acceptance. The partner gets a personal co-branded page, with its own brand alongside Pin Payments, and…
Looking for:Merchants
PayU India recruits payment gateway resellers and API platforms
The PayU India partner program recruits payment gateway resellers among companies that serve small and mid-sized businesses. Platforms can separately discuss an API integration. Who is invited…
Looking for:Merchants
PayRam seeks partners with merchant networks for its crypto payment gateway
The PayRam partner program is for people who already have a real merchant network and can offer it crypto and stablecoin acceptance. The partner recommends the gateway, and PayRam provides tools for…
Looking for:Merchants
payabl. seeks PayFacs, intermediaries and referrers for card acquiring
The payabl partner program is built around card acquiring and offers two models. One is for companies that own their merchant relationships, the other for referrers who simply bring in clients…
Looking for:MerchantsPayment providers
Patriots Payments seeks ISVs and B2B services to refer payment processing
The Patriots Payments partner program lets a company add payment processing to its B2B services and earn recurring income from it. The partner recommends the service to clients, and Patriots Payments…
Looking for:MerchantsPayment providers
p2xPay recruits sales representatives for payment solutions in Brazil
The p2xPay partner program is built for people who can promote payment solutions and rewards programs to Brazilian businesses. The company recruits representatives and handles their onboarding and…
Looking for:Merchants
Magnify Payments takes merchants declined by low-risk channels
The Magnify Payments partner program appeals to intermediaries with merchants whose profile is not straightforward. The company accepts for processing even clients turned down by standard low-risk…
Looking for:MerchantsTeamsTradersPayment providers
Currencies Direct seeks partners for international transfers
The Currencies Direct partner program invites companies that work with private and business clients to refer them for international money transfers. In return, the partner earns extra income or cuts…
Looking for:MerchantsTeamsTradersPayment providers
Cryptomus recruits affiliates: 30% of payment fees
The Cryptomus partner program recruits affiliates who bring users to the crypto payment service through referral links, promo codes and joint promotional campaigns. Rewards 30% of the referral's…
Looking for:Merchants
Ckassa pays agents for installing payment CMS modules
The Ckassa partner program invites partners to install payment modules for CMS platforms on client websites and earn an agent fee. Both companies and private individuals can take part. Who can join…
Looking for:Merchants
Akurateco pays for leads to its white-label payment platform
The Akurateco partner program looks for people and companies with contacts among PSPs, acquiring banks and large merchants. Partners refer clients to a white-label payment platform, a ready-made…
Looking for:Payment providersMerchants
ETO Platezhi seeks referral partners
The ETO Platezhi partner program uses a simple model: the partner refers clients through a referral link and earns a share of the fees on every payment those clients accept. Who can join sole traders…
Looking for:MerchantsPayment providers
P2P for Jamaica: Scotia and Link
A provider offers Jamaica P2P processing with payments through Scotia and Link. It suits casinos and sportsbooks sending FTD and Trusted traffic. This Caribbean route was posted on 12 October 2026…
Looking for:Merchants
IN 5.5%
RespondInternational MCC 7995 acquiring for licensed operators
On offer is international MCC 7995 acquiring for holders of any offshore licence. The acquiring bank processes under the dedicated gambling code, holds Visa and Mastercard licences and is supervised…
Looking for:Merchants
Upcoming events: High-risk e-commerce
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Related subsections
What makes a merchant high risk
Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.
Where a high risk merchant account comes from
- Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
- Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
- Aggregators with cascading that route between several acquirers (aggregators).
- Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.
High-risk PSP checklist
- Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
- Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
- Chargeback ratio thresholds, alerts, 3DS and chargeback management.
- KYB documents and licences you will need — see legal and licensing.
- Payout support for refunds and client withdrawals.
How to use this hub
Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.