Finance

Financial services as merchants

Lenders, investment apps, neobanks, remittance services, insurance and payment startups need processing just like retailers, but with tighter compliance. Many of them combine collections (repayments, top-ups, deposits) with large payout flows (loan disbursements, withdrawals, transfers). This page lists fintech merchants looking for such partners.

What these merchants usually ask for

• Collections: cards, direct debit, open banking and local bank transfers for repayments and deposits.
• Disbursements: instant payouts to cards, accounts and wallets via payout providers.
• Accounts and IBANs: EMI accounts, virtual IBANs and BaaS and BIN sponsors for card issuing.
• Cross-border and FX: multi-currency settlement and cross-border payments.
• Compliance stack: KYC/KYB, AML monitoring and compliance outsourcing.

Choosing a partner for a financial product

• Regulatory fit: some providers only onboard licensed entities (EMI, PI, MSB, lender licence); check the payment licensing section if you are still applying.
• Recurring and mandates: support for card-on-file, direct debit and recurring payments.
• Payout speed and coverage: same-day or instant rails per country.
• Reconciliation: webhooks, reports and reference matching for high transaction counts.
• Reserve and limits: lenders and brokers are often underwritten with reserves and caps.

Related verticals: forex and CFD brokers and payday lending carry higher risk and have their own hubs.

Using the page

The Companies tab lists fintech merchants, Requests shows their active searches and Offers shows provider terms. Merchants: post a request with your licence status, GEOs and expected volumes. Providers: open the Requests tab, filter by country and method and reply, or publish an offer.