M-Pesa and Airtel Money in Kenya: 5% deposit, 1.5% withdrawal
Terms
| Payment format | IN | OUT | Settlement | Settlement term |
|---|---|---|---|---|
| All formats | 5% | 1.5% | — | — |
All formats
- IN
- 5%
- OUT
- 1.5%
Payment methods
Geography
Verticals
Details
Requirements
- Gambling, Forex and PSPs
What we offer
- M-Pesa Kenya and Airtel Money Kenya
- USDT settlement, T+0, 1%
A provider offers pay-ins and pay-outs through M-Pesa Kenya and Airtel Money Kenya. These are mobile wallets customers use to pay for purchases and send money straight from their phone. The offer for gambling, Forex and PSPs came out in early July 2026.
Methods - M-Pesa Kenya: the Safaricom mobile wallet; - Airtel Money Kenya: the Airtel operator wallet.
Fees - deposit: 5%; - withdrawal: 1.5%; - settlement: USDT on the day of the transaction (T+0), with 1% deducted.
Traffic Gambling, Forex and payment providers are accepted. The traffic description lists trusted customers, so check separately whether first deposits are supported.
Channel economics The withdrawal fee is low at 1.5%, a third of the deposit fee. For betting, where players regularly cash out winnings, this noticeably reduces overall payment costs. Calculate the total including the 1% on USDT settlement.
Who it suits The offer suits projects serving a Kenyan audience that want to cover both deposits and payouts with one connection. Two wallets reach users on different operators, and same-day settlement returns funds to circulation quickly. Amount limits are not stated in the offer, so agree them before launch.
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