UnionPay for STD traffic: 6.2% + €0.1 pay-in
Terms
| Payment format | IN | OUT | Settlement | Settlement term |
|---|---|---|---|---|
| All formats | 6.2% | — | — | — |
All formats
- IN
- 6.2%
Payment methods
Verticals
Details
Requirements
- STD traffic only
What we offer
- Pay-in 6.2% + €0.1
- UnionPay cards, €5 to €5,000
- Refund fee €10
- Rolling reserve 10% for 180 days, up to €150k
- Settlement Xe.com 0.5%, T+3
A provider offers UnionPay acceptance, covering cards of the Chinese payment network, for STD traffic, meaning repeat deposits from verified customers. First deposits are not accepted through this channel. The UnionPay terms date from late June 2026.
Fees and limits - pay-in: 6.2% plus €0.1 per transaction; - payment size: from €5 to €5,000; - refund: €10.
Reserve The provider holds a 10% rolling reserve for 180 days, capped at €150k. The held amount is gradually returned to the merchant once the period ends, and the cap keeps the reserve from growing indefinitely with turnover.
Settlement Funds are transferred on the third day after the transaction (T+3) at the Xe.com rate, with 0.5% deducted on conversion.
Who it suits UnionPay cards are issued mainly in China and other Asian countries, so the offer suits projects with returning players or customers who hold such cards. The STD restriction means the customer first tops up with another method, and UnionPay then serves as an extra option for repeat payments. The €5,000 ceiling allows sizeable amounts, and the modest €10 refund fee keeps the cost of disputed transactions down. Countries and verticals are not named in the offer, so agree them before launch.
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