Business accounts
Settlement accounts for PSPs, exchangers and merchants.
Bank Central Asia
Bank Central Asia is an Indonesian bank that serves businesses with current accounts and card acceptance. Its BCA Giro account is aimed at actively trading…
Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank, known as ADCB, offers business bank accounts to companies registered in the United Arab Emirates. Its Business Choice range is built…
Absa Bank South Africa
Absa Bank South Africa offers business accounts under the Business Evolve range, with packages sized for enterprises of different scale. The accounts are…
ABN AMRO
ABN AMRO is a Dutch bank whose Corporate Business Account is designed for groups, holding companies and corporations with annual turnover above EUR 25 million…
3S Money
3S Money is a UK electronic money institution (EMI) that offers multi-currency accounts to international businesses. The provider lists business accounts, FX…
Bankera
Bankera is a payment service offering business accounts, including for crypto exchanges, brokers, mining and staking companies. It is an alternative to a bank…
iCard Digital wallet
iCard Digital wallet is a payment service of the Bulgarian company iCard AD, operating since 2007. iCard Business gives companies payment accounts and business…
VIALET
VIALET offers business accounts with dedicated IBANs, virtual corporate cards and high-volume SEPA and SWIFT settlements. The service is operated by UAB…
Anchorage Digital
Anchorage Digital is a US national trust bank for institutional digital assets, combining custody, settlement and USD banking. The operating entity is…
Airwallex
Airwallex is a global financial and payments platform for businesses that combines multi-currency accounts, FX, cross-border payments, corporate cards and…
Bangkok Bank
Bangkok Bank is a Thai bank that provides companies with merchant acquiring through Merchant iPay. The operator is Bangkok Bank Public Company Limited…
Bank Alfalah / Alfa Payment Gateway
Bank Alfalah / Alfa Payment Gateway covers two business offers from a Pakistani bank: a payment gateway and a business current account. Companies in Pakistan…
BDO Unibank
BDO Unibank is a Philippine bank, operating as BDO Unibank, Inc., that provides merchant acquiring and online acceptance through BDO Checkout with payment…
Bilder / Bilderlings
Bilder / Bilderlings is a payment service for companies that deal with clients and partners in different countries. The operator is Bilderlings Pay Limited, a…
BVNK
BVNK is a stablecoin and fiat payment infrastructure provider founded in 2021. Businesses, fintech platforms and payment partners use it to accept, send, hold…
Chase Payment Solutions
Chase Payment Solutions is the merchant acquiring arm of JPMorgan Chase, operated by JPMorgan Chase Bank, N.A. (also known as Chase Merchant Services and Chase…
CIMB Bank
CIMB Bank is a Malaysian bank, operating as CIMB Bank Berhad, that offers merchant acquiring alongside business bank accounts. Its payments products also…
ConnectPay
ConnectPay is a modular embedded-finance platform for digital businesses, operated by UAB ConnectPay, an electronic money institution regulated by the Bank of…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.