Business accounts
Settlement accounts for PSPs, exchangers and merchants.
BPER Banca
BPER Banca S.p.A. is an Italian bank based in Modena (Via San Carlo 8/20). Its BPER On Demand Business account comes in two versions, Light and Pro, for sole…
BOK Financial
BOK Financial provides two kinds of services for companies in the United States: business checking and corporate escrow. The checking entity is BOKF, NA…
BNP Paribas
BNP Paribas operates in two areas relevant to businesses: professional current accounts and escrow services. The French bank is registered in Paris under RCS…
BMO
BMO, legally Bank of Montreal, offers three business accounts in Canada: Essential, Everyday and Enhanced. They are intended respectively for digital, mixed…
BKS Bank
BKS Bank AG, based at St. Veiter Ring 43 in Klagenfurt, Austria, offers the Business Profit-Konto, a euro demand-deposit account for placing companies' idle…
BIDV
BIDV publishes the procedure for opening a corporate payment account in Vietnam and the documents a company must provide. The listed services are corporate…
Berliner Volksbank
Berliner Volksbank eG is a German cooperative bank at Bundesallee 206 in Berlin. It offers the Geschäftskonto, a business current account with a girocard and a…
Benker
Benker is an electronic money institution that offers financial infrastructure with local business IBANs, multi-currency accounts and SEPA and local payment…
Bendigo Bank
Bendigo Bank offers a Business Transaction Account for Australian businesses, with a Mastercard debit card and access to Osko and BPAY. The listed services are…
Belfius
Belfius Bank NV, headquartered at Karel Rogierplein 11 in Brussels, offers the Belfius Business Account to independent professionals and companies in Belgium…
Bebawa
Bebawa is an electronic money institution (EMI) licensed in Lithuania, operating through Bebawa, UAB with registered office at A. Goštauto st. 8, Vilnius. It…
BCB Group
BCB Group provides regulated payment and digital financial services for the crypto industry. It is a payment and crypto services group, not a bank, and the…
BBVA Spain
BBVA Spain, operated by Banco Bilbao Vizcaya Argentaria, S.A. from Plaza San Nicolás 4 in Bilbao, offers merchant acquiring, POS and business accounts to…
BBVA Mexico
BBVA Mexico offers the Cuenta Maestra Pyme, a business account with cheques and a debit card, alongside merchant acquiring, POS and reconciliation tools. The…
Barclays
Barclays serves UK businesses through digital channels and telephone banking. The legal entity is Barclays Bank UK PLC, company number 09740322, listed on the…
Banregio
Banregio is a Mexican bank whose Naranja Negocios Full account is designed for business settlements without a minimum opening deposit. A second variant…
Banque Populaire
Banque Populaire is a French cooperative banking network belonging to Groupe BPCE. Under this brand, regional banks open professional accounts with a dedicated…
Banque Misr
Banque Misr is an Egyptian bank that offers merchant acquiring with POS terminals and business accounts. Its ElMongez Business product is an interest-free…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.