Fidelity Bank Ghana

Fidelity Bank Ghana offers the SME Current Account, a business account for companies in Ghana. The account is denominated in Ghanaian cedis (GHS), requires an opening deposit of GHS 100 and has no minimum operating balance.

Services The account supports local and international transactions, digital banking channels and relationship management, which gives smaller companies a named contact at the bank. The service listed in the source material is business bank accounts for businesses of various sizes.

Fees Monthly charges are transaction-based, and no numeric tariff was published in the material. A company should request the current fee schedule, covering transfer, cash-handling and card charges, before opening the account.

Who it suits Ghanaian small and medium-sized businesses that operate mainly in cedis, want a low entry deposit and no balance requirement, and prefer a bank with digital channels and a dedicated relationship manager. The material does not state the documents needed, deposit protection or any restrictions for foreign-owned entities, so those points should be confirmed with the bank during onboarding.