FV Bank

FV Bank is a Puerto Rico international financial entity serving fintech and blockchain companies, licensed under OCIF registration IFE-063. The legal entity named is FV Bank International Inc., and the bank states explicitly that it is not FDIC insured.

Services The offer covers USD business banking, digital asset custody and settlement, stablecoin direct deposit, virtual account numbers, Visa business cards and banking and payment APIs. Account types include USD bank accounts, digital-asset custody accounts and custody money-market accounts. The rails listed are SWIFT, ACH, domestic wires and stablecoin transfers, and payouts are available in ten local currencies.

Fees In the custody business, account opening is free, and withdrawals cost 0.1% or USD 4, whichever is greater, plus network fees.

Regulation The regulator is the Puerto Rico Office of the Commissioner of Financial Institutions (OCIF).

Who it suits The bank describes its business banking as enterprise banking for fintech and blockchain companies. It targets institutional and corporate clients that need fiat accounts alongside crypto custody; legal entity and onboarding restrictions apply.