Glacier Bank

Glacier Bank offers three business checking products: Totally Free Business Checking, Simply Business Checking and Commercial Checking.

Accounts and fees Totally Free Business Checking has no monthly fee and no minimum balance, and the opening deposit is 0 USD. According to the bank, the basic account includes 200 transactions and up to $10,000 in cash deposits per statement cycle. Commercial Checking is configured by the bank's treasury team for larger needs.

Services The service list includes business checking, a Visa debit card, bill pay and treasury management. Visa is the only card network named.

Deposit protection The bank states that it is an FDIC member. Coverage depends on the depositor, the ownership category and eligibility, and it does not work as the safeguarding model of an electronic money institution.

Who it suits A company with a small cash-heavy business could start with the free account and move to Simply Business or Commercial Checking as volumes grow. Fees for the two higher tiers are not given in the data and should be reviewed in the bank's fee schedule.