Business accounts
Settlement accounts for PSPs, exchangers and merchants.
MCB Bank Pakistan
MCB Bank Pakistan is a Pakistani bank, registered under number I-15558/19470701 and based in Lahore, that offers a business account with a package of free…
Mauritius Commercial Bank
Mauritius Commercial Bank, known as MCB, is a bank in Mauritius that combines business accounts with merchant acquiring. Its offer is directed at small and…
Mashreq
Mashreq is a bank whose digital business proposition, Mashreq NEO BIZ, serves startups and small and medium companies registered in the United Arab Emirates…
Manulife Bank
Manulife Bank is a Canadian bank, legally Manulife Bank of Canada, offering interest-bearing savings accounts for businesses. It is not meant to replace an…
Maerki Baumann / ARCHIP
Maerki Baumann / ARCHIP is a Swiss private bank, legally Maerki Baumann & Co. AG and founded in 1932, which groups its blockchain and crypto services under the…
M&T Bank
M&T Bank is a US bank, operating as Manufacturers and Traders Trust Company under M&T Bank Corporation, and offers business checking with different levels of…
Lloyds Bank Cardnet
Lloyds Bank Cardnet is the merchant-acquiring offering of Lloyds Bank plc in the United Kingdom, listed alongside the bank's business account. The legal entity…
Live Oak Bank
Live Oak Bank, which operates as Live Oak Banking Company, is a US bank offering checking accounts for small businesses. The range has three tiers, each aimed…
LHV Pank
LHV Pank is an Estonian bank, operating as AS LHV Pank from Tallinn, that offers business accounts and card acquiring for merchants. Its acquiring service…
LHV Bank
LHV Bank is a UK bank that provides payment infrastructure to financial intermediaries, fintechs and crypto platforms. The wider LHV group operates between…
Lead Bank
Lead Bank is a US bank that offers banking-as-a-service infrastructure, with a published proposition for crypto on-ramps and off-ramps. It positions itself…
La Banque Postale
La Banque Postale is a French bank, registered in Paris (RCS 421100645, VAT FR40421100645), that offers professional current accounts. It is supervised by the…
Kreissparkasse Köln
Kreissparkasse Köln is a public-law savings bank in Cologne, Germany, serving businesses within the Sparkassen network. It is entered in the commercial…
Kiwibank
Kiwibank is a New Zealand bank that offers a business account aimed at day-to-day trading. Its everyday business account is priced in New Zealand dollars and…
KeyBank
KeyBank is a US bank, operating as KeyBank National Association, that serves businesses with checking and cash management products. The offer covers everyday…
CTBC Bank Taiwan
CTBC Bank Taiwan provides card acquiring to merchants in Taiwan and accepts applications through its own merchant service. Its office is at No. 168 Jingmao 2nd…
Crédit Mutuel
Crédit Mutuel is a French cooperative banking network that offers professionals the Eurocompte Pro, a current account with banking services combined in one…
Crédit Agricole / Up2pay
Crédit Agricole / Up2pay is the merchant acquiring offer of banks in the Crédit Agricole network in France, sold under the Up2pay name. It covers payment…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.