Business accounts
Settlement accounts for PSPs, exchangers and merchants.
Cross River
Cross River is a US bank, Cross River Bank, that combines banking services with API infrastructure for payments, accounts, lending and card issuing. Its…
Core Bank
Core Bank is a licensed US bank that offers business accounts, payment services and a banking partnership proposition. Some programmes use it as a partner bank…
Cora
Cora is a Brazilian digital provider of business accounts. The legal provider is Cora Sociedade de Crédito, Financiamento e Investimento S.A., a regulated…
Coop Pank
Coop Pank is an Estonian bank operating as Coop Pank AS, headquartered at Maakri 30 in Tallinn. It is registered in the commercial register under 10237832 and…
Contomobile
Contomobile is a Lithuanian electronic money institution, Contomobile UAB, licensed by the Bank of Lithuania under licence number 5. Its published address is…
Commonwealth Bank of Australia
Commonwealth Bank of Australia, known as CommBank or CBA, offers EFTPOS acquiring to Australian merchants through a range of card terminals. Terminals The…
Commerzbank
Commerzbank is a German bank, Commerzbank Aktiengesellschaft, based at Kaiserplatz in Frankfurt am Main and supervised by the European Central Bank and BaFin…
Commercial International Bank Egypt
Commercial International Bank Egypt, referred to as CIB Egypt, offers current accounts for businesses in Egyptian pounds and in foreign currencies, together…
Commercial Bank of Qatar
Commercial Bank of Qatar, known as CBQ, provides merchant acquiring and business banking in Qatar. The legal entity is The Commercial Bank (P.S.Q.C.), with a…
Commercial Bank of Dubai
Commercial Bank of Dubai, also known as CBD, offers business accounts in the United Arab Emirates through two packages: Essential and Premium. Both give access…
Commercial Bank of Ceylon
Commercial Bank of Ceylon, legally a PLC, is a Sri Lankan bank with its head office at Commercial House, No. 21 Sir Razik Fareed Mawatha, Colombo 01. It offers…
Column
Column is a US chartered bank, Column N.A., that gives developers banking infrastructure for payment products, accounts and card programmes. It was founded in…
Columbia Bank
Columbia Bank, also known as Umpqua Bank, offers four business checking accounts: Community, Marketplace, Premier and Analyzed Business Checking. The bank…
Coastal Community Bank
Coastal Community Bank is a US bank that, through its CCBX business, provides fintech partners with accounts, card BIN sponsorship, payments and credit…
Co-operative Bank of Kenya
Co-operative Bank of Kenya offers merchant acquiring and business banking in Kenya. Its card acceptance covers PDQ and POS terminals and the ChapaPay online…
ClearBank
ClearBank is a clearing and infrastructure bank founded in 2015, with offices in London and Amsterdam. It operates through ClearBank Limited and ClearBank…
Clear Junction
Clear Junction is a British electronic money institution and the head of a group of institutional payment companies, with Clear Junction Limited registered at…
City Bank Bangladesh
City Bank Bangladesh is a bank operating as City Bank PLC, with its registered office at City Bank Center, 28 Gulshan Avenue, Gulshan-1, Dhaka. It offers…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.