Payment orchestration
Routing between providers and cascading.
Gr4vy
Gr4vy is a cloud-native payment orchestration platform founded in 2020 and based in Foster City, California. Each client runs on a dedicated single-tenant…
IXOPAY
IXOPAY is a scalable payment orchestration platform for enterprise merchants and white-label PSPs, founded in 2014 and headquartered in Vienna. It merged with…
Spreedly
Spreedly is a payment orchestration and card tokenization provider founded in 2007 and based in Durham, North Carolina. The company describes itself as a…
Primer
Primer is a payment automation and orchestration platform founded in 2020 and headquartered in London. It combines a visual Workflows builder with Universal…
ACI Worldwide
ACI Worldwide is a payment orchestration and processing software company. It states that it was founded in 1975 and is headquartered in Omaha, Nebraska, with a…
Airwallex
Airwallex is a global financial and payments platform for businesses that combines multi-currency accounts, FX, cross-border payments, corporate cards and…
BlueSnap
BlueSnap is a payment service provider and orchestration platform, founded in 2001 and headquartered in Waltham, Massachusetts. It covers a business's core…
Checkout.com
Checkout.com is a global payment platform with intelligent acceptance and a modular checkout (Flow), headquartered in London and founded in 2012. It also owns…
Corefy
Corefy is a payment orchestration platform founded in 2018 and based in London. According to the company, it comes with ready connectors to more than 650…
dLocal
dLocal is a Montevideo-based payment platform founded in 2016 and listed on NASDAQ (DLO). It gives international companies one API and one contract for…
EBANX
EBANX is a cross-border payment platform founded in 2012 and based in Curitiba, Brazil. It lets companies abroad accept local payments in Latin America, Africa…
Flutterwave
Flutterwave is a payments platform for acceptance, payouts and cross-border transactions with a strong footprint in Africa. It was founded in 2016 and is based…
Kushki
Kushki is a Latin American payment company that combines regional payment orchestration with direct acquiring. It was founded in 2017, and its headquarters are…
Lemonway
Lemonway is a French payment institution built for marketplaces, e-commerce platforms and crowdfunding. It was founded in 2007 and is based in Paris. Services…
Modulr
Modulr is an electronic money institution offering payment automation and API infrastructure for settlements, payouts and embedded financial products. The…
Moyasar
Moyasar is a payment gateway and orchestrator based in Riyadh, founded in 2016. It aggregates Saudi local schemes with international cards, so a merchant can…
Onafriq
Onafriq is payment infrastructure for cross-border transactions across Africa, built around a mobile money hub that the company says connects more than 500…
Payomatix
Payomatix is a technology integrator and payment orchestration platform with cascading routing and support for higher-risk verticals. It was founded in 2021…
Related subsections
What a payment orchestration platform does
A payment orchestration platform puts one API and one dashboard on top of several PSPs, acquirers and alternative payment methods. Instead of hard-coding each provider, the merchant or PSP sends every transaction to the orchestrator, which decides where to route it, retries soft declines on another acquirer and normalises reporting. It is the usual next step once a business processes through more than two or three providers.
Core features to expect
- Smart routing: rules by BIN, card country, currency, amount, vertical or historical approval rate.
- Cascading and retries: automatic re-routing after a decline, with limits to avoid duplicate charges.
- Tokenisation and vault: cards stored once and reusable across providers, which simplifies PSP migration.
- Unified reporting: one view of approval rates, fees and settlements across all connections.
- Checkout layer: hosted payment page or SDK with local payment methods per country.
Orchestration vs aggregator
An aggregator gives you its own contracts and processes the money; an orchestration provider is usually technology only, and you keep your own merchant agreements. Some vendors offer both. Clarify who is the merchant of record, who holds funds and who carries PCI DSS scope.
How to choose
- Number and quality of ready connectors for your GEOs.
- Pricing: per-transaction fee, monthly SaaS fee or volume tiers.
- Uptime SLA and failover if the orchestrator itself is down.
- Data ownership and ease of exporting tokens if you leave.
- Fit with your antifraud and cashier stack.
Using this page
Filter by country — for example orchestration in the UK or in Brazil — and open the Offers tab for published terms. Related hubs: white label processing and card acquiring. Need a connector that is not listed? Post a request.