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Payment providers

Open banking

Pay-by-bank and A2A payments.

516 requests

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Personal-finance SaaS seeks one gateway for Pakistan and international customersRequestMerchant· October 13, 2026King Global invites Indian PSPs and processing teamsRequestPayment provider· October 13, 2026FuturaPay seeks MTN and Orange Money operators and aggregators in AfricaRequestPayment provider· October 13, 2026Adult XenForo forum needs SBP, international cards and USDTRequestMerchant· October 13, 2026Local PSPs and payouts for iGaming projects in Asia, LATAM and AfricaRequestMerchant· October 13, 2026Store with US and Swiss offices wants UPI for buyers in IndiaRequestMerchant· October 13, 2026Indian SaaS seeks a Razorpay alternative for international paymentsRequestMerchant· October 13, 2026US company seeks local payment acceptance in PakistanRequestMerchant· October 13, 2026TRILLON seeks local pay-in / pay-out in South KoreaRequestMerchant· October 13, 2026ETO Payments seeks PSPs, wallets and acquirers in ChinaRequestMerchant· October 13, 2026UPI Native Intent with T0 settlement, API and H2H wantedRequestMerchant· October 13, 2026Platform needs UPI Intent for Android and iOS with API and reconciliationRequestMerchant· October 13, 2026Processing partner wanted for a multi-merchant gateway in IndiaRequestMerchant· October 13, 2026FinBridgeX seeks licensed RTGS partners in IndiaRequestMerchant· October 13, 2026Axiron seeks processing teams and Indian pay-in / payout providersRequestMerchant· October 13, 2026CossPay seeks ready Indian solutions for collections, payouts and UPIRequestMerchant· October 13, 2026Wocpay seeks banks, PSPs and wallets in South Asia and Saudi ArabiaRequestMerchant· October 13, 2026UPI and connected banking wanted in India: pay-in, payout and T0 settlementRequestMerchant· October 13, 2026

Upcoming events: Open banking

All upcoming events
2NovLive nowNovember 2 – 3, 2026EWPN Annual Conference & Awards 2026In personConferences & exposAmsterdam, Netherlands4NovNovember 4 – 6, 2026FPC 2026 Fall Member MeetingIn personConferences & exposOverland Park, United States4NovNovember 4, 2026Instant Payments Summit Canada 2026In personConferences & exposToronto, Canada5NovNovember 5, 2026AMBA Innovate Payments Summit 2026In personConferences & exposBuenos Aires, Argentina

Related subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8Open banking — IndiaOpen banking — BangladeshOpen banking — BrazilOpen banking — RussiaOpen banking — MexicoOpen banking — Argentina

What open banking payments are

Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.

Why merchants add pay by bank

  • Lower cost than card acquiring for many use cases — no interchange or scheme fees.
  • Instant settlement and no card-style chargebacks.
  • Strong authentication is built in, since the customer logs into their own bank.
  • Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.

Where it works

The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.

What to compare between open banking providers

  • Bank coverage per country and the share of customers who can actually pay.
  • Pricing model: per transaction flat fee vs percent.
  • Refunds and payouts: can the provider send money back to the payer's account?
  • Settlement: own collection account or funds settle straight to the merchant's account.
  • Accepted verticals and onboarding requirements.
  • UX: hosted bank selection, QR handoff from desktop to mobile, retries.

Related hubs

Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.