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Payment providers

Open banking

Pay-by-bank and A2A payments.

516 requests

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Merchant seeks a PSP for Tunisia: bank transfers and APMsRequestMerchant· March 5, 2026Client seeks a gateway for global payments with easy website and invoicing setupRequestMerchant· March 2, 2026Selia looks for a Stripe alternative for global payment collectionRequestMerchant· February 24, 2026Refurbished electronics store seeks a new payment gateway in IndiaRequestMerchant· February 22, 2026Georgian sole proprietor needs a gateway for Telegram payments from EU clientsRequestMerchant· February 18, 2026French rental marketplace seeks an alternative to Stripe ConnectRequestMerchant· February 15, 2026SaaS seeks a Stripe replacement for recurring subscriptionsRequestMerchant· February 13, 2026Marketplace needs a gateway with split payments, escrow, payouts and dispute handlingRequestMerchant· February 13, 2026Advance seeks banks and payment infrastructure for US insuranceRequestPayment provider· February 12, 2026New business in India seeks a scalable gateway and secure checkoutRequestMerchant· February 3, 2026Seller of presets and custom products seeks a reliable Shopify gatewayRequestMerchant· January 28, 2026Gambling merchant seeks a PSP in Vietnam: bank transfers, MoMo, ZaloRequestMerchant· January 27, 2026Processor wanted for a pharmacy and wellness business with API, tokens and webhooksRequestMerchant· January 21, 2026Automated revenue split between partners, contractors and a tax accountRequestMerchant· January 21, 2026PSPs wanted in India, Pakistan, Bangladesh, Nepal and TunisiaRequestMerchant· January 15, 2026Online clothing store seeks a new payment processorRequestMerchant· January 14, 2026Baiyue Technology seeks cards and mobile wallets for a dating appRequestMerchant· December 26, 2025Razorpay-based platform needs automated payouts to vendorsRequestMerchant· December 11, 2025

Related subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8Open banking — IndiaOpen banking — BangladeshOpen banking — BrazilOpen banking — RussiaOpen banking — MexicoOpen banking — Argentina

What open banking payments are

Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.

Why merchants add pay by bank

  • Lower cost than card acquiring for many use cases — no interchange or scheme fees.
  • Instant settlement and no card-style chargebacks.
  • Strong authentication is built in, since the customer logs into their own bank.
  • Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.

Where it works

The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.

What to compare between open banking providers

  • Bank coverage per country and the share of customers who can actually pay.
  • Pricing model: per transaction flat fee vs percent.
  • Refunds and payouts: can the provider send money back to the payer's account?
  • Settlement: own collection account or funds settle straight to the merchant's account.
  • Accepted verticals and onboarding requirements.
  • UX: hosted bank selection, QR handoff from desktop to mobile, retries.

Related hubs

Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.