Open banking
Pay-by-bank and A2A payments.
Merchant seeks a PSP for Tunisia: bank transfers and APMs
A merchant is looking for a PSP in Tunisia to accept payments by bank transfer and through alternative payment methods (APMs). The request was published in March 2026. Traffic profile FTD: first…
Looking for:Payment providers
Client seeks a gateway for global payments with easy website and invoicing setup
An intermediary is looking for an international payment gateway for a client: competitive fees, several currencies and simple integration. Payments must be accepted both on the website and against…
Looking for:Payment providers
Selia looks for a Stripe alternative for global payment collection
Selia is looking for a Stripe alternative for global payment collection. The company wants a provider that can discuss not only onboarding but also commercial terms during growth: rates, limits and…
Looking for:Payment providers
Refurbished electronics store seeks a new payment gateway in India
Indian company Supertech buys, refurbishes and resells phones and laptops and needs a gateway for refurbished electronics. Cashfree declined to onboard it, and the author finds the current Razorpay…
Looking for:Payment providers
Georgian sole proprietor needs a gateway for Telegram payments from EU clients
A sole proprietor registered in Georgia sells via Telegram and is looking for a payment gateway to accept money from customers in the European Union. The scale is modest: around 30 small payments per…
Looking for:Payment providers
French rental marketplace seeks an alternative to Stripe Connect
The team behind a short-term rental marketplace in France has hit the limits of Stripe Connect and is looking for another provider. The request was published in February 2026; the product is still…
Looking for:Payment providers
SaaS seeks a Stripe replacement for recurring subscriptions
A SaaS founder is looking for a Stripe alternative for subscriptions. The product needs a dependable payment gateway that charges customers on a schedule and offers basic tools for handling…
Looking for:Payment providers
Marketplace needs a gateway with split payments, escrow, payouts and dispute handling
A marketplace team is choosing a payment provider and puts escrow at the centre of its requirements: the platform wants to hold the buyer's money until the order is fulfilled and only then distribute…
Looking for:Payment providers
Advance seeks banks and payment infrastructure for US insurance
Advance insurance payments for agencies need specialised banking, so the platform is looking for banks willing to serve the insurance sector and for payment infrastructure providers. The legal entity…
Looking for:Payment providersTeams
New business in India seeks a scalable gateway and secure checkout
The author is launching a new project in India and needs a gateway for a new business: scalable, with a secure checkout and simple integration. The request was posted in February 2026. What is needed…
Looking for:Payment providers
Seller of presets and custom products seeks a reliable Shopify gateway
A seller offers digital presets and physical products made to order. The store needs a reliable payment gateway built into checkout. The author is weighing two paths: a ready-made platform…
Looking for:Payment providers
Gambling merchant seeks a PSP in Vietnam: bank transfers, MoMo, Zalo
A gambling merchant is looking for a PSP in Vietnam that accepts bank transfers and payments through the MoMo and Zalo wallets. The request was published in January 2026. Methods bank transfer…
Looking for:Payment providers
Processor wanted for a pharmacy and wellness business with API, tokens and webhooks
The requester is sourcing pharmacy processing for a drugstore and wellness business owned by a friend. The requirements are both technical and compliance-related: the provider must handle high-risk…
Looking for:Payment providers
Automated revenue split between partners, contractors and a tax account
A small online business wants to automate its revenue split. Monthly income is around $15,000, and each month it has to be divided between a co-founder, contractors, affiliates and a separate tax…
Looking for:Payment providers
PSPs wanted in India, Pakistan, Bangladesh, Nepal and Tunisia
The author is publicly looking for payment providers and partners in five markets at once and invites them to discuss cooperation. The post was published in January 2026 and drew a lot of responses…
Looking for:Payment providers
Online clothing store seeks a new payment processor
An online store owner is looking for a new clothing store payment processor and asking for recommendations. The request was posted in January 2026. The author is weighing Chase, Global Payments and…
Looking for:Payment providers
Baiyue Technology seeks cards and mobile wallets for a dating app
Baiyue Technology, which develops a one-to-one dating and social app, is looking for a payment provider with global acceptance of cards and the main mobile wallets. The request was posted by the…
Looking for:Payment providers
Razorpay-based platform needs automated payouts to vendors
An online platform already takes customer payments through Razorpay, but paying its sellers is still manual. It needs a provider or a ready integration that sends money to registered suppliers…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.