Open banking
Pay-by-bank and A2A payments.
US Shopify Plus store seeks Naver Pay with Recharge subscriptions
A US store on Shopify Plus sells on subscription and wants to add Naver Pay for subscriptions from Korean shoppers, plus other local methods in overseas markets. The condition is to keep its working…
Looking for:Payment providers
Ionic portfolio seeks scalable payment channels for licensed casinos
The Ionic Group portfolio is looking for iGaming fiat rails: scalable fiat payment channels for licensed gaming projects. The headline conditions are a rate below 3% and no setup fee. Methods…
Looking for:Payment providers
Solidgate seeks Southeast Asia acquiring, crypto liquidity and FX infrastructure
A payment orchestration platform is looking for partners in several areas at once. The Solidgate partners request covers acquiring, alternative methods, crypto liquidity and banking infrastructure…
Looking for:Payment providers
Pakistani SaaS seeks recurring subscriptions and global card acceptance
A SaaS product team in Pakistan is looking for a provider to handle regular charges from subscribers. Customers are expected from many countries, so international card acceptance is needed. What is…
Looking for:Payment providers
Small WordPress site seeks a stable payment gateway
The owner of a small website is looking for a payment gateway for WordPress that processes online payments reliably and has no surprises in its pricing. The request was posted in April 2026…
Looking for:Payment providers
Micro-SaaS seeks a card gateway for 0.99 USD payments
The developer of a small service is looking for a card gateway for micropayments. They are launching a paid feature, ad removal for 0.99 USD per year, and need a fixed fee that does not consume most…
Looking for:Payment providers
Indian B2B SaaS seeks an API for payouts to user bank accounts
A solo developer in India is building a B2B SaaS and is looking for a payouts API to send money straight to users' bank accounts. The product is at prototype stage and its name is not disclosed. What…
Looking for:Payment providers
Argentine marketplace seeks a gateway with commission split and seller payouts
A team building a marketplace in Argentina is looking for a gateway with split payments: the platform fee should be held back automatically and the rest sent to the seller. Mercado Pago is ruled out…
Looking for:Payment providers
Payment acceptance needed in Uzbekistan
The author is looking for payment acceptance in Uzbekistan and addresses providers with local routes. The request was published in March 2026, so it may no longer be current by the time you reply…
Looking for:Payment providers
MoR for a $5 monthly subscription without showing the home address
The author plans to sell a virtual product on a $5 monthly subscription and is looking for a Merchant of Record. The key condition is privacy: the author's home address should not appear to buyers on…
Looking for:Payment providers
RASEDI connects wallets, gateways and banks to orchestration in Iraq
The RASEDI platform is building payment orchestration for merchants in Iraq, including the Kurdistan Region. The company wants partners whose rails can sit behind a single acceptance point: wallets…
Looking for:Payment providersTeams
Korean store wants multi-currency checkout without a foreign entity
A seller in South Korea needs a multi-currency checkout: buyers should see prices in their own currency all the way to the payment page, and the store should accept international Visa and Mastercard…
Looking for:Payment providers
Pakistan B2C service needs global cards and multi-currency subscriptions
The founder of a B2C digital service is looking for a payment provider that onboards merchants in Pakistan. The service needs international card acceptance and multi-currency subscriptions that are…
Looking for:Payment providers
Colombian B2B marketplace seeks a PSP with direct-to-seller settlement
A Colombian B2B SaaS marketplace is looking for a marketplace PSP with Stripe-like capabilities. The key condition is direct-to-seller settlement, with no custody of funds on the platform side. The…
Looking for:Payment providers
Adspulse seeks local payment channels in Ghana for a game business
Adspulse, a company describing itself as a game developer, is looking for local payment channels in Ghana. The request comes from a business development manager and concerns collecting payments from…
Looking for:Payment providers
New Turkish company needs a reliable subscription gateway
A young company in Turkey sells its product on a recurring plan and needs a dependable gateway for subscription billing. Attempts to onboard with iyzico and PayTR ran into approval problems, so the…
Looking for:Payment providers
Mobicraft seeks a recurring payment gateway for a new software company
The Turkish company MOBİCRAFT Dijital Teknolojiler Limited Şirketi is looking for a payment gateway for its new software company. It needs recurring payments for subscriptions and a virtual POS for…
Looking for:Payment providers
SaaS developer for China and abroad chooses a payment setup
A developer building software for Chinese and overseas users is working out how to accept payments directly on the product website. The goal is a lawful setup: which company to register and which…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.