Open banking
Pay-by-bank and A2A payments.
JazzCash, Easypaisa and UPI needed for pay-in and payouts in Pakistan and India
The author is preparing a launch in two markets and is looking for a provider of local methods. The request was published in September 2026; the author explicitly stated a starting volume of zero, so…
Looking for:Payment providers
French adult-illustrated merch store on Shopify seeks a processor with no monthly minimum
A French Shopify store needs an adult merchandise processor: it sells merch illustrated with fictional adult characters. The processor must accept this category, work inside the native Shopify…
Looking for:Payment providers
FX company needs GBP accounts for collections and payouts in the UK
An intermediary is looking for GBP accounts for an FX business in the United Kingdom on behalf of a currency-trading client. The accounts must handle both incoming client funds and payouts. What is…
Looking for:Payment providers
Gaming client needs local acquiring in Japan, Uruguay and Paraguay
An intermediary is looking for local acquiring for gaming in Japan and Latin America on behalf of a gaming client. The client needs the local payment methods players actually use in each country…
Looking for:Payment providers
Software developer seeks white-label bank connectivity: accounts, transactions, payments
The author is building proprietary software and needs branded infrastructure for connecting to banks. Customers should link their bank accounts inside the product, and the software should receive…
Looking for:Payment providers
Payment gateway for SaaS and digital products from Bangladesh
A developer from Bangladesh is looking for a SaaS payment gateway that also handles digital products: the product is ready to launch, but payment acceptance has become the main blocker. Buyers are…
Looking for:Payment providers
Club SaaS seeks member payments through sub-accounts
A club management service is looking for a way to collect membership fees from members. Each club should receive money directly into its own sub-account, and onboarding a club should be simple…
Looking for:Payment providers
UAE car rental marketplace seeks a Stripe replacement with chargeback protection
A car rental marketplace in the UAE needs a car rental payment gateway with stronger fraud protection. The trigger was a disputed AED 6,000 booking that the author describes as a fraudulent…
Looking for:Payment providers
Frictionless seeks banks, acquirers and PSPs for cross-border trade in SEA
Frictionless is building a solution for trade between countries of Southeast Asia and is gathering payment partners for it. The request was published in September 2026 and is aimed only at licensed…
Looking for:Payment providersTeams
Card acquiring for EdTech clients in the EU and UK
An intermediary is looking for EdTech card acquiring in the European Union and the United Kingdom. The clients sell educational programmes and services paid once; recurring billing is not needed…
Looking for:Payment providers
Turkish merchant needs a virtual POS for foreign cards
A merchant in Turkey is looking for a virtual POS to accept payments from cards issued abroad, both debit and credit. Ideally the terminal should support foreign-currency transactions: buyers from…
Looking for:Payment providers
New US adult digital services merchant needs an acquirer without processing history
A new US merchant offering adult digital services is looking for an acquirer that will onboard a business with no processing history. Many providers ask for six months of statements, a large reserve…
Looking for:Payment providers
US adult content business seeks a processor or MoR for subscriptions
A US company with adult digital content is looking for a processor or merchant of record for subscriptions. The main condition is that the provider explicitly permits the category in its own rules…
Looking for:Payment providers
UAE D2C brands moving online with Shopify choose a gateway with BNPL
Several D2C brands with a long offline presence in the Emirates are moving online and need a UAE Shopify payment gateway. The request comes from one person on behalf of several brands, so the…
Looking for:Payment providers
Argentine app needs cards from several buyers and seller payouts to CBU, CVU and Alias
The developers of an app in Argentina need an embedded checkout with card acceptance and CBU/CVU payouts to sellers. Several buyers may pay within one deal, and the money has to reach the seller's…
Looking for:Payment providers
Chinese company seeks overseas payment acceptance for a web tool
The author is preparing to launch a web tool with paid features and is looking for overseas payment acceptance. The catch is that they only have a company in mainland China. The request was posted in…
Looking for:Payment providers
FINSSO invites licensed PAs and PGs to partner in India
FINSSO Fintech & Advisors Pvt. Ltd. has opened recruitment: it wants a FINSSO partnership with licensed payment aggregators (PAs) and gateways (PGs) in India. The goal is to grow merchant acquisition…
Looking for:Payment providersTeams
Direct acquirers for international cards in gaming, betting, FX and adult
The requester is looking for high-risk vertical acquiring: direct acquirers, PSPs or licensed financial institutions that will accept international cards in four demanding niches — gaming, sports…
Looking for:Payment providers
Related subsections
What open banking payments are
Open banking payments (pay by bank, account-to-account or A2A) let a customer pay directly from their bank account. At checkout the customer picks their bank, authorises the payment in the bank's app, and the money moves over instant rails such as Faster Payments in the UK or SEPA Instant in Europe. A licensed payment initiation service provider (PISP) sits between the merchant and the bank and uses the bank's regulated API.
Why merchants add pay by bank
- Lower cost than card acquiring for many use cases — no interchange or scheme fees.
- Instant settlement and no card-style chargebacks.
- Strong authentication is built in, since the customer logs into their own bank.
- Good fit for high-ticket payments, account top-ups, invoices, and recurring payments where variable recurring payments (VRP) are supported.
Where it works
The most mature markets are the UK and the EU (Germany, the Netherlands, France, Spain, Poland). Similar account-to-account rails exist elsewhere under other names: PIX in Brazil, UPI in India — those are covered under local payment methods.
What to compare between open banking providers
- Bank coverage per country and the share of customers who can actually pay.
- Pricing model: per transaction flat fee vs percent.
- Refunds and payouts: can the provider send money back to the payer's account?
- Settlement: own collection account or funds settle straight to the merchant's account.
- Accepted verticals and onboarding requirements.
- UX: hosted bank selection, QR handoff from desktop to mobile, retries.
Related hubs
Open banking method page, bank transfer, SEPA, direct debit, EMI & payment institutions and payment licensing for companies that want their own PISP permission. {count} providers are listed; check Offers or post a request.