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Merchants

High-risk e-commerce

High-risk e-commerce: merchants in this vertical, their requests and offers for them.

172 requests

GridList
Oman: PSP seeks gambling, Forex and adult traffic on P2PRequestPayment provider· November 7, 2025Uzbekistan: PSP seeks traffic for low-rate P2PRequestPayment provider· November 5, 2025India: PSP seeks traffic for UPI, PhonePe and Google PayRequestPayment provider· October 29, 2025Bangladesh: PSP seeks traffic for bKash, Nagad and RocketRequestPayment provider· October 23, 2025AmPay: P2P via Emanat and M10 wallets in AzerbaijanRequestPayment provider· October 19, 2025AmPay: SPEI and bank transfers in MexicoRequestPayment provider· September 18, 2025AmPay: PSE and bank transfers in ColombiaRequestPayment provider· September 1, 2025AmPay: Alipay acceptance in ChinaRequestPayment provider· August 12, 2025AmPay: bKash and Nagad in BangladeshRequestPayment provider· July 28, 2025AmPay: PIX in BrazilRequestPayment provider· July 25, 2025AmPay: MoMo and ViettelPay wallets in VietnamRequestPayment provider· July 18, 2025RUB payments for iGaming via a local providerRequestPayment provider· July 17, 2025Chile: cash, bank transfers and cards for pay-ins and payoutsRequestPayment provider· July 15, 2025Bank transfers, QR and e-wallets for iGamingRequestPayment provider· July 10, 2025AmPay: bank virtual accounts in IndonesiaRequestPayment provider· July 7, 2025Africa: APMs and bank transfers for pay-ins and payouts in 14 countriesRequestPayment provider· July 3, 2025Net banking and QR for pay-ins and payouts: Thailand, Malaysia and VietnamRequestPayment provider· July 1, 2025DK IBAN for business and access to Danish payment networksRequestPayment provider· June 30, 2025

Related subsections

Crypto4Software and SaaS4E-commerce3Gambling3Gaming3Finance3High-risk e-commerce — RussiaHigh-risk e-commerce — AzerbaijanHigh-risk e-commerce — BrazilHigh-risk e-commerce — KyrgyzstanHigh-risk e-commerce — IndiaHigh-risk e-commerce — Uzbekistan

What makes a merchant high risk

Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.

Where a high risk merchant account comes from

  • Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
  • Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
  • Aggregators with cascading that route between several acquirers (aggregators).
  • Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.

High-risk PSP checklist

  • Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
  • Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
  • Chargeback ratio thresholds, alerts, 3DS and chargeback management.
  • KYB documents and licences you will need — see legal and licensing.
  • Payout support for refunds and client withdrawals.

How to use this hub

Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.