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AmPay: bKash and Nagad in Bangladesh

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Terms

Payment methods

bKashE-walletsNagad

Geography

Bangladesh

Details

What we offer

  • Pay-in 4.5–8%, payout 1.7–3%, settlement 2.5%
  • bKash and Nagad wallets
  • t+0 settlement
  • Payments from 200 to 25,000
  • Binance exchange rate

AmPay connects the bKash and Nagad wallets in Bangladesh for pay-in and payouts. The offer was published in July 2025.

Methods Both services are the country's leading mobile wallets. Most people in Bangladesh pay online through them rather than by card: money is sent by phone number and confirmed with a PIN.

Terms - pay-in: from 8% down to 4.5%; - payout: from 3% down to 1.7%; - settlement: 2.5%, at the Binance rate; - settlement cycle: t+0.

Limits A single payment runs from 200 to 25,000. The ceiling is relatively low, reflecting the wallets' own limits, so large amounts have to be split into several transactions.

Who it suits Projects with a mass Bangladeshi audience and small tickets, such as games, subscription services and online shops. The high settlement fee weighs on the total cost, so compare the offer by the full cycle price. Also check which currency settlement is paid in and how your rate within the range is set.

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