AmPay: PIX in Brazil
Terms
Payment methods
Geography
Details
What we offer
- Pay-in 1.1–2.5%, payout 0.55–1%, settlement 2%
- PIX for pay-in and payouts
- t+0 settlement
- Payments from 10 to 99,999
- Binance C2C exchange rate
AmPay offers pay-in and payouts via PIX in Brazil, the central bank's instant payment system. The terms were published in July 2025.
Rates - pay-in: 2.5–1.1%; - payout: 1–0.55%; - settlement: 2%, at the Binance C2C rate.
For PIX these are fairly low acceptance and payout fees, but the settlement charge is noticeable: when comparing providers, add up all three components.
Limits and timing A single payment ranges from 10 to 99,999. Merchants are paid on a t+0 cycle.
Why PIX PIX runs around the clock, transfers settle in seconds and payers can use a QR code or a key such as a phone number, e-mail address or CPF. It is now the main way to pay online in Brazil, so serving local customers in any vertical is hard without it.
What to clarify Whether repeat deposits are priced separately, how the Binance C2C rate is fixed at settlement and what onboarding requires from the merchant.
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