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AmPay: PSE and bank transfers in Colombia

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Terms

Payment methods

Bank transfer

Geography

Colombia

Details

What we offer

  • Pay-in 4.4–8%, payout 3.3–6%, settlement 3.6%
  • PSE and bank transfers
  • T+1 settlement
  • Payments from 10,000 to 5 million
  • xe exchange rate

AmPay connects PSE in Colombia, the national system for paying online straight from a bank account. The offer was published in September 2025.

How PSE works PSE (Pagos Seguros en Línea) redirects the buyer to online banking to approve the debit. Almost every Colombian bank supports it, so it remains one of the country's main payment methods alongside cards.

Rates - pay-in: 8–4.4%; - payout: 6–3.3%; - settlement: 3.6%, at the xe rate.

Timing and limits - T+1 cycle, funds arrive the next day; - minimum payment: 10,000; - maximum: 5 million.

The currency is not specified; in Colombian pesos a 10,000 minimum is a small amount.

Worth noting The 3.6% settlement fee is among the highest of the service's routes. When modelling economics, add it to the pay-in rate: the total cost of acceptance may be higher than the pay-in figure alone suggests. Also check whether the lower end of the range applies to your volume.

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